HomeCompareCIPNX vs SPHD

CIPNX vs SPHD: Dividend Comparison 2026

CIPNX yields 23.88% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIPNX wins by $65.9K in total portfolio value
10 years
CIPNX
CIPNX
● Live price
23.88%
Share price
$16.11
Annual div
$3.85
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$92.4K
Annual income
$9,997.84
Full CIPNX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — CIPNX vs SPHD

📍 CIPNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIPNXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIPNX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIPNX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIPNX
Annual income on $10K today (after 15% tax)
$2,029.61/yr
After 10yr DRIP, annual income (after tax)
$8,498.16/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, CIPNX beats the other by $8,015.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIPNX + SPHD for your $10,000?

CIPNX: 50%SPHD: 50%
100% SPHD50/50100% CIPNX
Portfolio after 10yr
$59.4K
Annual income
$5,282.60/yr
Blended yield
8.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIPNX buys
0
SPHD buys
0
No recent congressional trades found for CIPNX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIPNXSPHD
Forward yield23.88%4.30%
Annual dividend / share$3.85$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$92.4K$26.5K
Annual income after 10y$9,997.84$567.37
Total dividends collected$57.3K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CIPNX vs SPHD ($10,000, DRIP)

YearCIPNX PortfolioCIPNX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$13,088$2,387.77$11,130$430.50+$2.0KCIPNX
2$16,925$2,920.62$12,357$447.82+$4.6KCIPNX
3$21,639$3,529.73$13,687$464.65+$8.0KCIPNX
4$27,371$4,217.73$15,126$480.98+$12.2KCIPNX
5$34,273$4,986.03$16,682$496.78+$17.6KCIPNX
6$42,507$5,834.88$18,362$512.03+$24.1KCIPNX
7$52,246$6,763.25$20,174$526.72+$32.1KCIPNX
8$63,672$7,768.94$22,127$540.84+$41.5KCIPNX
9$76,978$8,848.59$24,230$554.39+$52.7KCIPNX
10$92,364$9,997.84$26,493$567.37+$65.9KCIPNX

CIPNX vs SPHD: Complete Analysis 2026

CIPNXStock

Under normal circumstances, the fund invests at least 80% of its net assets, plus any borrowings for investment purposes, in securities of small companies. It seeks capital appreciation by investing mainly in common stocks of small companies that the Adviser believes have strong long-term fundamentals, superior capital appreciation potential and attractive valuations.

Full CIPNX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.