Is CIRAX or HDV a better dividend investment in 2026?

CIRAX currently yields 7.74% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: CIRAX offers higher current income.

What is the dividend yield difference between CIRAX and HDV?

CIRAX has a forward dividend yield of 7.74% ($5.92/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 4.82 percentage points.

Home › Compare › CIRAX vs HDV

CIRAX vs HDV: Dividend Comparison 2026

CIRAX yields 7.74% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CIRAX wins by $9.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CIRAX

● Live price

7.74%

Share price

$76.52

Annual div

$5.93

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.4K

Annual income

$1,264.50

Full CIRAX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — CIRAX vs HDV

📍 CIRAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CIRAX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CIRAX + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CIRAX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIRAX

Annual income on $10K today (after 15% tax)

$658.16/yr

After 10yr DRIP, annual income (after tax)

$1,074.83/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, CIRAX beats the other by $775.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIRAX + HDV for your $10,000?

CIRAX: 50%HDV: 50%

100% HDV50/50100% CIRAX

Portfolio after 10yr

$28.8K

Annual income

$808.61/yr

Blended yield

2.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIRAX buys

HDV buys

No recent congressional trades found for CIRAX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCIRAXHDV

Forward yield	7.74% ✓	2.92%
Annual dividend / share	$5.93 ✓	$3.96
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.4K ✓	$24.3K
Annual income after 10y	$1,264.50 ✓	$352.73
Total dividends collected	$10.2K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CIRAX vs HDV ($10,000, DRIP)

Year	CIRAX Portfolio	CIRAX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,474	$774.31	$11,002	$292.38	+$472.00 → CIRAX
2	$13,108	$830.34	$12,084	$300.36	+$1.0K → CIRAX
3	$14,912	$886.50	$13,250	$308.02	+$1.7K → CIRAX
4	$16,898	$942.53	$14,506	$315.35	+$2.4K → CIRAX
5	$19,079	$998.21	$15,858	$322.35	+$3.2K → CIRAX
6	$21,468	$1,053.31	$17,313	$329.04	+$4.2K → CIRAX
7	$24,079	$1,107.66	$18,878	$335.42	+$5.2K → CIRAX
8	$26,925	$1,161.07	$20,560	$341.49	+$6.4K → CIRAX
9	$30,023	$1,213.40	$22,367	$347.25	+$7.7K → CIRAX
10	$33,390	$1,264.50	$24,307	$352.73	+$9.1K → CIRAX

CIRAX vs HDV: Complete Analysis 2026

CIRAX — Stock

The fund normally will invest at least 90% of its assets in income-producing securities (with at least 50% of its assets in common stocks and other equity securities). It invests primarily in a broad range of income-producing securities, including common stocks and bonds. In seeking to provide the investors with a level of current income that exceeds the average yield on U.S. stocks, the fund generally looks to the average yield on stocks of companies listed on the S&P 500 Index.

Full CIRAX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this CIRAX vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CIRAX vs SCHD CIRAX vs JEPI CIRAX vs O CIRAX vs KO CIRAX vs MAIN CIRAX vs VYM CIRAX vs DVY CIRAX vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.