HomeCompareCIRAX vs XYLD

CIRAX vs XYLD: Dividend Comparison 2026

CIRAX yields 7.63% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIRAX wins by $7.9K in total portfolio value
10 years
CIRAX
CIRAX
● Live price
7.63%
Share price
$77.66
Annual div
$5.93
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.1K
Annual income
$1,237.24
Full CIRAX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — CIRAX vs XYLD

📍 CIRAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIRAXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIRAX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIRAX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIRAX
Annual income on $10K today (after 15% tax)
$648.50/yr
After 10yr DRIP, annual income (after tax)
$1,051.65/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,684.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIRAX + XYLD for your $10,000?

CIRAX: 50%XYLD: 50%
100% XYLD50/50100% CIRAX
Portfolio after 10yr
$29.2K
Annual income
$2,228.13/yr
Blended yield
7.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIRAX buys
0
XYLD buys
0
No recent congressional trades found for CIRAX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIRAXXYLD
Forward yield7.63%10.98%
Annual dividend / share$5.93$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.1K$25.3K
Annual income after 10y$1,237.24$3,219.02
Total dividends collected$10.0K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CIRAX vs XYLD ($10,000, DRIP)

YearCIRAX PortfolioCIRAX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,463$762.94$10,818$1,098.39+$645.00CIRAX
2$13,083$817.34$11,738$1,222.51+$1.3KCIRAX
3$14,870$871.81$12,774$1,364.64+$2.1KCIRAX
4$16,837$926.10$13,944$1,527.86+$2.9KCIRAX
5$18,996$980.01$15,270$1,715.87+$3.7KCIRAX
6$21,359$1,033.31$16,775$1,933.09+$4.6KCIRAX
7$23,940$1,085.85$18,490$2,184.87+$5.5KCIRAX
8$26,753$1,137.44$20,450$2,477.63+$6.3KCIRAX
9$29,814$1,187.94$22,697$2,819.19+$7.1KCIRAX
10$33,138$1,237.24$25,280$3,219.02+$7.9KCIRAX

CIRAX vs XYLD: Complete Analysis 2026

CIRAXStock

The fund normally will invest at least 90% of its assets in income-producing securities (with at least 50% of its assets in common stocks and other equity securities). It invests primarily in a broad range of income-producing securities, including common stocks and bonds. In seeking to provide the investors with a level of current income that exceeds the average yield on U.S. stocks, the fund generally looks to the average yield on stocks of companies listed on the S&P 500 Index.

Full CIRAX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.