HomeCompareCIT vs MAIN

CIT vs MAIN: Dividend Comparison 2026

CIT yields 14.03% · MAIN yields 7.09%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIT wins by $4462571.01M in total portfolio value
10 years
CIT
CIT
● Live price
14.03%
Share price
$53.50
Annual div
$7.51
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4462618.96M
Annual income
$4,402,331,954,946.55
Full CIT calculator →
MAIN
Main Street Capital Corporation
● Live price
7.09%
Share price
$51.65
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.95M
Annual income
$40,208,699.11
Full MAIN calculator →

Portfolio growth — CIT vs MAIN

📍 CIT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCITMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CIT + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIT pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIT
Annual income on $10K today (after 15% tax)
$1,192.38/yr
After 10yr DRIP, annual income (after tax)
$3,741,982,161,704.57/yr
MAIN
Annual income on $10K today (after 15% tax)
$602.32/yr
After 10yr DRIP, annual income (after tax)
$34,177,394.24/yr
At 15% tax rate, CIT beats the other by $3,741,947,984,310.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIT + MAIN for your $10,000?

CIT: 50%MAIN: 50%
100% MAIN50/50100% CIT
Portfolio after 10yr
$2231333.45M
Annual income
$2,201,186,081,822.83/yr
Blended yield
98.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CIT right now

CIT
Analyst Ratings
14
Buy
13
Hold
Consensus: Buy
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+26.3% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIT buys
6
MAIN buys
0
PoliticianChamberTickerTypeAmountDate
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-31
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-31
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-28
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-28
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-27
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-27
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-26
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-26
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-25
David Perdue🏛 Senate$CIT▼ Sell$1,001 - $15,0002015-08-25
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCITMAIN
Forward yield14.03%7.09%
Annual dividend / share$7.51$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%72.7%
Portfolio after 10y$4462618.96M$47.95M
Annual income after 10y$4,402,331,954,946.55$40,208,699.11
Total dividends collected$4458578.66M$46.82M
Payment frequencyquarterlymonthly
SectorStockBDC
Analyst consensusBuyHold

Year-by-year: CIT vs MAIN ($10,000, DRIP)

YearCIT PortfolioCIT Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$13,506$2,805.61$12,464$1,223.78+$1.0KCIT
2$21,534$7,082.51$16,353$2,343.58+$5.2KCIT
3$44,148$21,107.37$23,105$4,724.42+$21.0KCIT
4$128,126$80,887.02$36,226$10,256.23+$91.9KCIT
5$575,875$438,780.98$65,426$24,707.64+$510.4KCIT
6$4,302,452$3,686,264.84$142,101$68,562.02+$4.16MCIT
7$56,081,450$51,477,826.78$388,521$228,799.95+$55.69MCIT
8$1,314,215,448$1,254,208,296.50$1,397,868$961,169.80+$1312.82MCIT
9$56,342,993,216$54,936,782,686.28$6,884,663$5,313,459.69+$56336.11MCIT
10$4,462,618,957,687$4,402,331,954,946.55$47,947,060$40,208,699.11+$4462571.01MCIT

CIT vs MAIN: Complete Analysis 2026

CITStock

CIT Group Inc. operates as the holding company for CIT Bank, N.A. that provides banking and related services to commercial and individual customers. The company operates through Commercial Banking and Consumer Banking segments. The Commercial Banking segment provides a range of commercial lending, leasing, and deposit products; loans comprising revolving lines of credit, term loans, unsecured loans, collateral-backed loans, asset-based loans, commercial real estate loans, and cash flow loans; and ancillary services and products, including cash management, capital markets, and advisory services primarily to small and middle market companies. This segment also offers asset management, factoring, receivable management, and secured financing services; supply chain financing, leasing and equipment financing to small businesses and middle market, and railroads and shippers. The Consumer Banking segment provides checking, savings, money market, and individual retirement accounts; time deposits and certificates of deposit; residential mortgage loans; small business administration loans; payment solutions; and fiduciary services. The company also offers leasing and advisory, and online banking services. It operates through a network of approximately 60 branches located in southern California. CIT Group Inc. was founded in 1908 and is based in New York, New York.

Full CIT Calculator →

MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

Full MAIN Calculator →
📬

Get this CIT vs MAIN comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CIT vs SCHDCIT vs JEPICIT vs OCIT vs KOCIT vs ARCCCIT vs HTGCCIT vs GBDCCIT vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.