Is CITAY or FCPT a better dividend investment in 2026?

CITAY currently yields 3.59% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between CITAY and FCPT?

CITAY has a forward dividend yield of 3.59% ($0.25/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.46 percentage points.

Home › Compare › CITAY vs FCPT

CITAY vs FCPT: Dividend Comparison 2026

CITAY yields 3.59% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CITAY wins by $1020.23M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CITAY

● Live price

3.59%

Share price

$7.00

Annual div

$0.25

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1020.28M

Annual income

$968,411,466.34

Full CITAY calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CITAY vs FCPT

📍 CITAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CITAY	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CITAY + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CITAY pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CITAY

Annual income on $10K today (after 15% tax)

$304.87/yr

After 10yr DRIP, annual income (after tax)

$823,149,746.39/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, CITAY beats the other by $823,144,837.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CITAY + FCPT for your $10,000?

CITAY: 50%FCPT: 50%

100% FCPT50/50100% CITAY

Portfolio after 10yr

$510.16M

Annual income

$484,208,620.81/yr

Blended yield

94.91%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CITAY

No analyst data

Altman Z

0.3

Piotroski

7/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CITAY buys

FCPT buys

No recent congressional trades found for CITAY or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCITAYFCPT

Forward yield	3.59%	6.05% ✓
Annual dividend / share	$0.25	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	15.8%
Portfolio after 10y	$1020.28M ✓	$49.1K
Annual income after 10y	$968,411,466.34 ✓	$5,775.28
Total dividends collected	$1016.53M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CITAY vs FCPT ($10,000, DRIP)

Year	CITAY Portfolio	CITAY Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,417	$717.34	$11,401	$700.92	+$16.00 → CITAY
2	$13,747	$1,530.87	$13,064	$864.84	+$683.00 → CITAY
3	$18,155	$3,445.41	$15,051	$1,072.48	+$3.1K → CITAY
4	$27,931	$8,504.82	$17,442	$1,337.22	+$10.5K → CITAY
5	$54,343	$24,456.57	$20,340	$1,677.08	+$34.0K → CITAY
6	$147,087	$88,940.19	$23,880	$2,116.57	+$123.2K → CITAY
7	$607,347	$449,963.84	$28,241	$2,689.36	+$579.1K → CITAY
8	$4,122,718	$3,472,857.35	$33,660	$3,442.07	+$4.09M → CITAY
9	$48,474,929	$44,063,620.61	$40,456	$4,439.95	+$48.43M → CITAY
10	$1,020,279,641	$968,411,466.34	$49,063	$5,775.28	+$1020.23M → CITAY

CITAY vs FCPT: Complete Analysis 2026

CITAY — Stock

COSCO SHIPPING Development Co., Ltd., together with its subsidiaries, provides vessel chartering and container leasing services. It operates through Shipping and Industry-Related Leasing, Container Manufacturing, and Investment and Financial Services segments. The company manufactures and sells containers; and offers operating leasing, equity or debt investment, and insurance brokerage, as well as financial leasing services in the areas of health care, education, energy, construction, and industrial communication. As of December 31, 2021, it had 74 container ships. The company was formerly known as China Shipping Container Lines Company Limited and changed its name to COSCO SHIPPING Development Co., Ltd. in December 2016. COSCO SHIPPING Development Co., Ltd. was founded in 1997 and is headquartered in Shanghai, the People's Republic of China.

Full CITAY Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.