Is CITAY or JEPQ a better dividend investment in 2026?

CITAY currently yields 3.59% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between CITAY and JEPQ?

CITAY has a forward dividend yield of 3.59% ($0.25/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 7.51 percentage points.

Home › Compare › CITAY vs JEPQ

CITAY vs JEPQ: Dividend Comparison 2026

CITAY yields 3.59% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CITAY wins by $1020.23M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

CITAY

● Live price

3.59%

Share price

$7.00

Annual div

$0.25

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1020.28M

Annual income

$968,411,466.34

Full CITAY calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — CITAY vs JEPQ

📍 CITAY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CITAY	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CITAY + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CITAY pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CITAY

Annual income on $10K today (after 15% tax)

$304.87/yr

After 10yr DRIP, annual income (after tax)

$823,149,746.39/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, CITAY beats the other by $823,147,916.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CITAY + JEPQ for your $10,000?

CITAY: 50%JEPQ: 50%

100% JEPQ50/50100% CITAY

Portfolio after 10yr

$510.16M

Annual income

$484,206,809.46/yr

Blended yield

94.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CITAY buys

JEPQ buys

No recent congressional trades found for CITAY or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCITAYJEPQ

Forward yield	3.59%	11.10% ✓
Annual dividend / share	$0.25	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1020.28M ✓	$44.8K
Annual income after 10y	$968,411,466.34 ✓	$2,152.59
Total dividends collected	$1016.53M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CITAY vs JEPQ ($10,000, DRIP)

Year	CITAY Portfolio	CITAY Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,417	$717.34	$11,930	$1,110.39	$513.00 → JEPQ
2	$13,747	$1,530.87	$14,133	$1,224.34	$386.00 → JEPQ
3← crossover	$18,155	$3,445.41	$16,632	$1,340.46	+$1.5K → CITAY
4	$27,931	$8,504.82	$19,454	$1,457.97	+$8.5K → CITAY
5	$54,343	$24,456.57	$22,626	$1,576.08	+$31.7K → CITAY
6	$147,087	$88,940.19	$26,175	$1,694.09	+$120.9K → CITAY
7	$607,347	$449,963.84	$30,133	$1,811.32	+$577.2K → CITAY
8	$4,122,718	$3,472,857.35	$34,531	$1,927.17	+$4.09M → CITAY
9	$48,474,929	$44,063,620.61	$39,403	$2,041.08	+$48.44M → CITAY
10	$1,020,279,641	$968,411,466.34	$44,787	$2,152.59	+$1020.23M → CITAY

CITAY vs JEPQ: Complete Analysis 2026

CITAY — Stock

COSCO SHIPPING Development Co., Ltd., together with its subsidiaries, provides vessel chartering and container leasing services. It operates through Shipping and Industry-Related Leasing, Container Manufacturing, and Investment and Financial Services segments. The company manufactures and sells containers; and offers operating leasing, equity or debt investment, and insurance brokerage, as well as financial leasing services in the areas of health care, education, energy, construction, and industrial communication. As of December 31, 2021, it had 74 container ships. The company was formerly known as China Shipping Container Lines Company Limited and changed its name to COSCO SHIPPING Development Co., Ltd. in December 2016. COSCO SHIPPING Development Co., Ltd. was founded in 1997 and is headquartered in Shanghai, the People's Republic of China.

Full CITAY Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.