HomeCompareCIVIX vs SCHD

CIVIX vs SCHD: Dividend Comparison 2026

CIVIX yields 10.45% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIVIX wins by $10.9K in total portfolio value
10 years
CIVIX
CIVIX
● Live price
10.45%
Share price
$21.85
Annual div
$2.28
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.9K
Annual income
$2,014.36
Full CIVIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CIVIX vs SCHD

📍 CIVIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIVIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIVIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIVIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIVIX
Annual income on $10K today (after 15% tax)
$888.60/yr
After 10yr DRIP, annual income (after tax)
$1,712.21/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CIVIX beats the other by $1,350.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIVIX + SCHD for your $10,000?

CIVIX: 50%SCHD: 50%
100% SCHD50/50100% CIVIX
Portfolio after 10yr
$34.5K
Annual income
$1,220.15/yr
Blended yield
3.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIVIX buys
0
SCHD buys
0
No recent congressional trades found for CIVIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIVIXSCHD
Forward yield10.45%3.46%
Annual dividend / share$2.28$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.9K$29.0K
Annual income after 10y$2,014.36$425.95
Total dividends collected$15.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CIVIX vs SCHD ($10,000, DRIP)

YearCIVIX PortfolioCIVIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,745$1,045.41$11,226$346.36+$519.00CIVIX
2$13,715$1,147.55$12,572$357.38+$1.1KCIVIX
3$15,928$1,252.33$14,046$367.84+$1.9KCIVIX
4$18,402$1,359.20$15,660$377.73+$2.7KCIVIX
5$21,157$1,467.60$17,425$387.07+$3.7KCIVIX
6$24,215$1,576.99$19,354$395.86+$4.9KCIVIX
7$27,597$1,686.84$21,461$404.13+$6.1KCIVIX
8$31,326$1,796.66$23,762$411.89+$7.6KCIVIX
9$35,425$1,905.98$26,272$419.15+$9.2KCIVIX
10$39,919$2,014.36$29,010$425.95+$10.9KCIVIX

CIVIX vs SCHD: Complete Analysis 2026

CIVIXStock

The fund invests primarily in common stocks of companies in developed countries outside the U.S. Normally, it invests at least 80% of its total assets in stocks of companies in a number of foreign countries and invests the majority of its total assets in companies that pay dividends or repurchase their shares. The fund may invest up to 15% of its total assets in companies in emerging (less developed) markets.

Full CIVIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.