HomeCompareCIVVX vs SPHD

CIVVX vs SPHD: Dividend Comparison 2026

CIVVX yields 10.32% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIVVX wins by $13.0K in total portfolio value
10 years
CIVVX
CIVVX
● Live price
10.32%
Share price
$21.63
Annual div
$2.23
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.6K
Annual income
$1,972.39
Full CIVVX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CIVVX vs SPHD

📍 CIVVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIVVXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIVVX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIVVX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIVVX
Annual income on $10K today (after 15% tax)
$877.18/yr
After 10yr DRIP, annual income (after tax)
$1,676.53/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CIVVX beats the other by $1,190.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIVVX + SPHD for your $10,000?

CIVVX: 50%SPHD: 50%
100% SPHD50/50100% CIVVX
Portfolio after 10yr
$33.1K
Annual income
$1,271.86/yr
Blended yield
3.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIVVX buys
0
SPHD buys
0
No recent congressional trades found for CIVVX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIVVXSPHD
Forward yield10.32%4.33%
Annual dividend / share$2.23$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.6K$26.5K
Annual income after 10y$1,972.39$571.32
Total dividends collected$15.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CIVVX vs SPHD ($10,000, DRIP)

YearCIVVX PortfolioCIVVX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,732$1,031.98$11,133$432.85+$599.00CIVVX
2$13,685$1,131.51$12,363$450.36+$1.3KCIVVX
3$15,876$1,233.50$13,695$467.39+$2.2KCIVVX
4$18,325$1,337.41$15,138$483.90+$3.2KCIVVX
5$21,050$1,442.70$16,697$499.88+$4.4KCIVVX
6$24,073$1,548.86$18,382$515.31+$5.7KCIVVX
7$27,413$1,655.36$20,198$530.17+$7.2KCIVVX
8$31,094$1,761.75$22,157$544.46+$8.9KCIVVX
9$35,138$1,867.56$24,266$558.18+$10.9KCIVVX
10$39,570$1,972.39$26,536$571.32+$13.0KCIVVX

CIVVX vs SPHD: Complete Analysis 2026

CIVVXStock

The fund invests primarily in common stocks of companies in developed countries outside the U.S. Normally, it invests at least 80% of its total assets in stocks of companies in a number of foreign countries and invests the majority of its total assets in companies that pay dividends or repurchase their shares. The fund may invest up to 15% of its total assets in companies in emerging (less developed) markets.

Full CIVVX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.