HomeCompareCIWV vs QSR

CIWV vs QSR: Dividend Comparison 2026

CIWV yields 2.36% · QSR yields 3.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIWV wins by $563.9K in total portfolio value
10 years
CIWV
CIWV
● Live price
2.36%
Share price
$43.25
Annual div
$1.02
5Y div CAGR
64%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$588.6K
Annual income
$369,573.30
Full CIWV calculator →
QSR
QSR
● Live price
3.40%
Share price
$73.90
Annual div
$2.51
5Y div CAGR
-0.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$386.99
Full QSR calculator →

Portfolio growth — CIWV vs QSR

📍 CIWV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIWVQSR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CIWV + QSR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIWV pays
QSR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIWV
Annual income on $10K today (after 15% tax)
$200.46/yr
After 10yr DRIP, annual income (after tax)
$314,137.31/yr
QSR
Annual income on $10K today (after 15% tax)
$288.70/yr
After 10yr DRIP, annual income (after tax)
$328.94/yr
At 15% tax rate, CIWV beats the other by $313,808.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIWV + QSR for your $10,000?

CIWV: 50%QSR: 50%
100% QSR50/50100% CIWV
Portfolio after 10yr
$306.6K
Annual income
$184,980.14/yr
Blended yield
60.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on QSR right now

CIWV
No analyst data
Altman Z
0.3
Piotroski
5/9
QSR
Analyst Ratings
27
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$81.57
+10.4% upside vs current
Range: $71.00 — $90.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIWV buys
0
QSR buys
0
No recent congressional trades found for CIWV or QSR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIWVQSR
Forward yield2.36%3.40%
Annual dividend / share$1.02$2.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR64%-0.8%
Portfolio after 10y$588.6K$24.7K
Annual income after 10y$369,573.30$386.99
Total dividends collected$546.0K$3.7K
Payment frequencyquarterlyquarterly
SectorStockStock

Year-by-year: CIWV vs QSR ($10,000, DRIP)

YearCIWV PortfolioCIWV Income/yrQSR PortfolioQSR Income/yrGap
1← crossover$11,087$386.77$11,037$336.93+$50.00CIWV
2$12,520$657.24$12,154$344.76+$366.00CIWV
3$14,534$1,137.59$13,357$351.99+$1.2KCIWV
4$17,576$2,024.07$14,651$358.62+$2.9KCIWV
5$22,557$3,751.52$16,041$364.68+$6.5KCIWV
6$31,516$7,379.83$17,534$370.18+$14.0KCIWV
7$49,526$15,803.45$19,136$375.14+$30.4KCIWV
8$91,056$38,063.58$20,856$379.58+$70.2KCIWV
9$204,693$107,262.47$22,699$383.52+$182.0KCIWV
10$588,594$369,573.30$24,675$386.99+$563.9KCIWV

CIWV vs QSR: Complete Analysis 2026

CIWVStock

Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that provides retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. It provides various deposit products, including checking accounts, savings accounts, money market accounts, and certificates of deposit. The company offers loan products comprising auto, personal, RVS and camper, motorcycles, boats, and ATVS; and commercial loans, such as term loans, line of credit, real estate loans, and government guaranteed loans, as well as home loans and home equity; IRAs; debit and credit cards; remote deposit; and safe deposit boxes rental. It also provides investment products, such as managed and brokerage accounts, 401K, simple and SEP IRAS, traditional and ROTH IRA, smart 529 plans, insurance, and fixed and variable annuities; investment services, including retirement planning, estate planning, asset allocation, and college savings; and trust services. In addition, the company offers online banking, mobile banking, mobile deposit, bill pay, telephone banking, and credit card processing services, as well as wire transfers and digital wallet. It operates six offices in Elkins, Beverly, Parsons, Snowshoe, Buckhannon, and New Martinsville. The company was founded in 1924 and is headquartered in Elkins, West Virginia.

Full CIWV Calculator →

QSRStock

Restaurant Brands International Inc. operates as quick service restaurant company in Canada and internationally. It operates through four segments: Tim Hortons (TH), Burger King (BK), Popeyes Louisiana Kitchen (PLK), and Firehouse Subs (FHS). The company owns and franchises TH chain of donut/coffee/tea restaurants that offer blend coffee, tea, and espresso-based hot and cold specialty drinks; and fresh baked goods, including donuts, Timbits, bagels, muffins, cookies and pastries, grilled paninis, classic sandwiches, wraps, soups, and others. It is also involved in owning and franchising BK, a fast food hamburger restaurant chain, which offers flame-grilled hamburgers, chicken and other specialty sandwiches, french fries, soft drinks, and other food items; and PLK quick service restaurants that provide Louisiana style fried chicken, chicken tenders, fried shrimp and other seafood, red beans and rice, and other regional items. In addition, the company owns and franchises FHS restaurants quick service restaurants that offer subs, soft drinks, and local specialties. As of February 15, 2022, the company had approximately 29,000 restaurants in 100 countries under the Tim Hortons, Burger King, Popeyes, And Firehouse Subs brands. Restaurant Brands International Inc. was founded in 1954 and is headquartered in Toronto, Canada.

Full QSR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.