HomeCompareCIWV vs YUM

CIWV vs YUM: Dividend Comparison 2026

CIWV yields 2.36% · YUM yields 1.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CIWV wins by $481.6K in total portfolio value
10 years
CIWV
CIWV
● Live price
2.36%
Share price
$43.25
Annual div
$1.02
5Y div CAGR
64%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$588.6K
Annual income
$369,573.30
Full CIWV calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — CIWV vs YUM

📍 CIWV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIWVYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CIWV + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIWV pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIWV
Annual income on $10K today (after 15% tax)
$200.46/yr
After 10yr DRIP, annual income (after tax)
$314,137.31/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, CIWV beats the other by $280,173.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIWV + YUM for your $10,000?

CIWV: 50%YUM: 50%
100% YUM50/50100% CIWV
Portfolio after 10yr
$347.8K
Annual income
$204,765.31/yr
Blended yield
58.87%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

CIWV
No analyst data
Altman Z
0.3
Piotroski
5/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIWV buys
0
YUM buys
0
No recent congressional trades found for CIWV or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIWVYUM
Forward yield2.36%1.85%
Annual dividend / share$1.02$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR64%51.4%
Portfolio after 10y$588.6K$107.0K
Annual income after 10y$369,573.30$39,957.33
Total dividends collected$546.0K$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: CIWV vs YUM ($10,000, DRIP)

YearCIWV PortfolioCIWV Income/yrYUM PortfolioYUM Income/yrGap
1← crossover$11,087$386.77$10,980$280.44+$107.00CIWV
2$12,520$657.24$12,185$435.72+$335.00CIWV
3$14,534$1,137.59$13,722$684.14+$812.00CIWV
4$17,576$2,024.07$15,773$1,090.14+$1.8KCIWV
5$22,557$3,751.52$18,650$1,773.02+$3.9KCIWV
6$31,516$7,379.83$22,921$2,966.37+$8.6KCIWV
7$49,526$15,803.45$29,685$5,158.69+$19.8KCIWV
8$91,056$38,063.58$41,216$9,453.02+$49.8KCIWV
9$204,693$107,262.47$62,672$18,571.31+$142.0KCIWV
10$588,594$369,573.30$107,016$39,957.33+$481.6KCIWV

CIWV vs YUM: Complete Analysis 2026

CIWVStock

Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that provides retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. It provides various deposit products, including checking accounts, savings accounts, money market accounts, and certificates of deposit. The company offers loan products comprising auto, personal, RVS and camper, motorcycles, boats, and ATVS; and commercial loans, such as term loans, line of credit, real estate loans, and government guaranteed loans, as well as home loans and home equity; IRAs; debit and credit cards; remote deposit; and safe deposit boxes rental. It also provides investment products, such as managed and brokerage accounts, 401K, simple and SEP IRAS, traditional and ROTH IRA, smart 529 plans, insurance, and fixed and variable annuities; investment services, including retirement planning, estate planning, asset allocation, and college savings; and trust services. In addition, the company offers online banking, mobile banking, mobile deposit, bill pay, telephone banking, and credit card processing services, as well as wire transfers and digital wallet. It operates six offices in Elkins, Beverly, Parsons, Snowshoe, Buckhannon, and New Martinsville. The company was founded in 1924 and is headquartered in Elkins, West Virginia.

Full CIWV Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.