HomeCompareCJPRY vs SCHD

CJPRY vs SCHD: Dividend Comparison 2026

CJPRY yields 0.85% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CJPRY wins by $2.51M in total portfolio value· pulled ahead in Year 4
10 years
CJPRY
CJPRY
● Live price
0.85%
Share price
$13.01
Annual div
$0.11
5Y div CAGR
99.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.54M
Annual income
$2,058,616.69
Full CJPRY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CJPRY vs SCHD

📍 CJPRY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCJPRYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CJPRY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CJPRY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CJPRY
Annual income on $10K today (after 15% tax)
$71.87/yr
After 10yr DRIP, annual income (after tax)
$1,749,824.19/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CJPRY beats the other by $1,749,464.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CJPRY + SCHD for your $10,000?

CJPRY: 50%SCHD: 50%
100% SCHD50/50100% CJPRY
Portfolio after 10yr
$1.28M
Annual income
$1,029,519.64/yr
Blended yield
80.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CJPRY buys
0
SCHD buys
0
No recent congressional trades found for CJPRY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCJPRYSCHD
Forward yield0.85%3.44%
Annual dividend / share$0.11$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR99.6%0%
Portfolio after 10y$2.54M$29.0K
Annual income after 10y$2,058,616.69$422.61
Total dividends collected$2.47M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CJPRY vs SCHD ($10,000, DRIP)

YearCJPRY PortfolioCJPRY Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,869$168.76$11,224$344.10$355.00SCHD
2$11,972$342.16$12,567$354.98$595.00SCHD
3$13,513$703.05$14,038$365.30$525.00SCHD
4← crossover$15,939$1,480.31$15,648$375.06+$291.00CJPRY
5$20,312$3,257.20$17,410$384.27+$2.9KCJPRY
6$29,477$7,743.04$19,335$392.95+$10.1KCJPRY
7$52,501$20,961.25$21,437$401.10+$31.1KCJPRY
8$125,821$69,644.12$23,733$408.75+$102.1KCJPRY
9$445,973$311,345.06$26,237$415.91+$419.7KCJPRY
10$2,535,808$2,058,616.69$28,968$422.61+$2.51MCJPRY

CJPRY vs SCHD: Complete Analysis 2026

CJPRYStock

Central Japan Railway Company engages in the railway and related businesses in Japan. The company operates through Transportation, Merchandise and Other, Real Estate, and Other segments. It primarily operates Tokaido Shinkansen, a transportation artery that links metropolitan areas of Tokyo, Nagoya, and Osaka, as well as operates a network of 12 conventional lines centered on the Nagoya and Shizuoka areas. The company also provides bus, logistics, travel agency, advertising, linen supply, track maintenance, construction and construction consulting, and contracted accounting and financial services; and manufactures and maintains railway rolling stock and machinery. In addition, it is involved in the operation of a department store; wholesale and retail sales business; sale of food and beverages; leasing and sale of real estate; hotel business; and development, improvement, and maintenance of computer systems. Central Japan Railway Company was founded in 1987 and is headquartered in Nagoya, Japan.

Full CJPRY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.