Is CKHGY or RYLD a better dividend investment in 2026?

CKHGY currently yields 1.41% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between CKHGY and RYLD?

CKHGY has a forward dividend yield of 1.41% ($1.76/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 10.73 percentage points.

Home › Compare › CKHGY vs RYLD

CKHGY vs RYLD: Dividend Comparison 2026

CKHGY yields 1.41% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CKHGY wins by $15.36M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

CKHGY

● Live price

1.41%

Share price

$125.19

Annual div

$1.76

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$15.41M

Annual income

$13,555,792.20

Full CKHGY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — CKHGY vs RYLD

📍 CKHGY pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CKHGY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CKHGY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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CKHGY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CKHGY

Annual income on $10K today (after 15% tax)

$119.60/yr

After 10yr DRIP, annual income (after tax)

$11,522,423.37/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, CKHGY beats the other by $11,520,224.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CKHGY + RYLD for your $10,000?

CKHGY: 50%RYLD: 50%

100% RYLD50/50100% CKHGY

Portfolio after 10yr

$7.73M

Annual income

$6,779,189.77/yr

Blended yield

87.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CKHGY buys

RYLD buys

No recent congressional trades found for CKHGY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCKHGYRYLD

Forward yield	1.41%	12.14% ✓
Annual dividend / share	$1.76	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$15.41M	$44.5K ✓
Annual income after 10y	$13,555,792.20 ✓	$2,587.35
Total dividends collected	$15.24M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CKHGY vs RYLD ($10,000, DRIP)

Year	CKHGY Portfolio	CKHGY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,981	$281.41	$11,914	$1,213.65	$933.00 → RYLD
2	$12,328	$577.62	$14,099	$1,351.30	$1.8K → RYLD
3	$14,403	$1,212.02	$16,580	$1,494.55	$2.2K → RYLD
4	$18,058	$2,646.78	$19,384	$1,642.61	$1.3K → RYLD
5← crossover	$25,524	$6,202.71	$22,535	$1,794.70	+$3.0K → CKHGY
6	$43,699	$16,387.86	$26,063	$1,950.00	+$17.6K → CKHGY
7	$99,200	$52,442.59	$29,995	$2,107.69	+$69.2K → CKHGY
8	$328,667	$222,522.02	$34,361	$2,266.99	+$294.3K → CKHGY
9	$1,729,710	$1,378,036.94	$39,194	$2,427.12	+$1.69M → CKHGY
10	$15,406,582	$13,555,792.20	$44,525	$2,587.35	+$15.36M → CKHGY

CKHGY vs RYLD: Complete Analysis 2026

CKHGY — Stock

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Retail Bank, Business Bank, and Insurance. It offers transactional banking services; fixed and tax-free savings, and call and notice deposits; term loans, credit facilities, mortgage loans, overdrafts, instalment sales and leases, credit and debit cards, and access facilities; rental finance; payment services; and merchant services, as well as credit and life insurance products. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and internet banking and mobile banking services. It operates approximately 853 branches; and 2,863 automated teller machines, dual note recyclers, and coin and note recyclers. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Full CKHGY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.