Is CLAY or FCPT a better dividend investment in 2026?

CLAY currently yields 18.76% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: CLAY offers higher current income.

What is the dividend yield difference between CLAY and FCPT?

CLAY has a forward dividend yield of 18.76% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 12.71 percentage points.

Home › Compare › CLAY vs FCPT

CLAY vs FCPT: Dividend Comparison 2026

CLAY yields 18.76% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLAY wins by $18.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLAY

● Live price

18.76%

Share price

$10.66

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$67.7K

Annual income

$5,891.28

Full CLAY calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CLAY vs FCPT

📍 CLAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLAY	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLAY + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CLAY pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLAY

Annual income on $10K today (after 15% tax)

$1,594.75/yr

After 10yr DRIP, annual income (after tax)

$5,007.59/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, CLAY beats the other by $98.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLAY + FCPT for your $10,000?

CLAY: 50%FCPT: 50%

100% FCPT50/50100% CLAY

Portfolio after 10yr

$58.4K

Annual income

$5,833.28/yr

Blended yield

9.99%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CLAY

No analyst data

Altman Z

-8.9

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLAY buys

FCPT buys

No recent congressional trades found for CLAY or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLAYFCPT

Forward yield	18.76% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$67.7K ✓	$49.1K
Annual income after 10y	$5,891.28 ✓	$5,775.28
Total dividends collected	$37.2K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CLAY vs FCPT ($10,000, DRIP)

Year	CLAY Portfolio	CLAY Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$12,576	$1,876.17	$11,401	$700.92	+$1.2K → CLAY
2	$15,662	$2,205.15	$13,064	$864.84	+$2.6K → CLAY
3	$19,324	$2,566.51	$15,051	$1,072.48	+$4.3K → CLAY
4	$23,637	$2,959.57	$17,442	$1,337.22	+$6.2K → CLAY
5	$28,675	$3,383.18	$20,340	$1,677.08	+$8.3K → CLAY
6	$34,517	$3,835.75	$23,880	$2,116.57	+$10.6K → CLAY
7	$41,249	$4,315.28	$28,241	$2,689.36	+$13.0K → CLAY
8	$48,956	$4,819.47	$33,660	$3,442.07	+$15.3K → CLAY
9	$57,729	$5,345.74	$40,456	$4,439.95	+$17.3K → CLAY
10	$67,661	$5,891.28	$49,063	$5,775.28	+$18.6K → CLAY

CLAY vs FCPT: Complete Analysis 2026

CLAY — Stock

Chavant Capital Acquisition Corp. does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses. The company was incorporated in 2021 and is based in New York, New York.

Full CLAY Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.