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CLCMF vs ADC: Dividend Comparison 2026

CLCMF yields 85.11% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CLCMF wins by $1.90M in total portfolio value
10 years
CLCMF
CLCMF
● Live price
85.11%
Share price
$2.35
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.08M
Annual income
$627,483.66
Full CLCMF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CLCMF vs ADC

📍 CLCMF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLCMFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLCMF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLCMF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLCMF
Annual income on $10K today (after 15% tax)
$7,234.04/yr
After 10yr DRIP, annual income (after tax)
$533,361.11/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, CLCMF beats the other by $464,683.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLCMF + ADC for your $10,000?

CLCMF: 50%ADC: 50%
100% ADC50/50100% CLCMF
Portfolio after 10yr
$1.13M
Annual income
$354,140.48/yr
Blended yield
31.38%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CLCMF
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
1.0
Piotroski
8/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLCMF buys
0
ADC buys
0
No recent congressional trades found for CLCMF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLCMFADC
Forward yield85.11%4.13%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$2.08M$178.9K
Annual income after 10y$627,483.66$80,797.29
Total dividends collected$1.82M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusSellBuy

Year-by-year: CLCMF vs ADC ($10,000, DRIP)

YearCLCMF PortfolioCLCMF Income/yrADC PortfolioADC Income/yrGap
1← crossover$19,211$8,510.64$10,990$580.36+$8.2KCLCMF
2$35,835$15,279.89$12,301$860.26+$23.5KCLCMF
3$64,982$26,638.22$14,104$1,298.62+$50.9KCLCMF
4$114,675$45,144.37$16,691$2,008.16+$98.0KCLCMF
5$197,158$74,455.37$20,580$3,205.09+$176.6KCLCMF
6$330,593$119,634.65$26,754$5,330.02+$303.8KCLCMF
7$541,214$187,479.44$37,196$9,345.14+$504.0KCLCMF
8$865,943$286,843.50$56,244$17,523.09+$809.7KCLCMF
9$1,355,484$428,924.80$94,286$35,736.21+$1.26MCLCMF
10$2,077,851$627,483.66$178,949$80,797.29+$1.90MCLCMF

CLCMF vs ADC: Complete Analysis 2026

CLCMFStock

Sinch AB (publ) provides cloud communications services and solutions for enterprises and mobile operators in Sweden, France, the United Kingdom, Germany, Brazil, India, Singapore, other European countries, the United States, and internationally. It operates through four segments: Messaging, Voice and Video, Email, and Operators. The company offers conversation, messaging, verification, and calling APIs, channels, numbers, and inteliquent and solutions, which include marketing team, operations, customer service, conversational marketing, commerce, and care, as well as mobile identity and security. It serves to financial services, healthcare, media and entertainment, retail, telecommunication, and travel and transport industries. The company was formerly known as CLX Communications AB (publ) and changed its name to Sinch AB (publ) in July 2019. Sinch AB (publ) was founded in 2008 and is headquartered in Stockholm, Sweden.

Full CLCMF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.