Is CLDIX or QYLD a better dividend investment in 2026?

CLDIX currently yields 4.51% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CLDIX and QYLD?

CLDIX has a forward dividend yield of 4.51% ($0.71/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.41 percentage points.

Home › Compare › CLDIX vs QYLD

CLDIX vs QYLD: Dividend Comparison 2026

CLDIX yields 4.51% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLDIX wins by $1.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLDIX

● Live price

4.51%

Share price

$15.76

Annual div

$0.71

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.9K

Annual income

$602.26

Full CLDIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CLDIX vs QYLD

📍 CLDIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLDIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLDIX + QYLD cover 0 of 12 months — good coverage

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CLDIX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLDIX

Annual income on $10K today (after 15% tax)

$383.42/yr

After 10yr DRIP, annual income (after tax)

$511.92/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,298.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLDIX + QYLD for your $10,000?

CLDIX: 50%QYLD: 50%

100% QYLD50/50100% CLDIX

Portfolio after 10yr

$26.1K

Annual income

$3,130.79/yr

Blended yield

11.98%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLDIX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLDIXQYLD

Forward yield	4.51%	11.92% ✓
Annual dividend / share	$0.71	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.9K ✓	$25.4K
Annual income after 10y	$602.26	$5,659.31 ✓
Total dividends collected	$5.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLDIX vs QYLD ($10,000, DRIP)

Year	CLDIX Portfolio	CLDIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,151	$451.08	$10,352	$1,192.36	+$799.00 → CLDIX
2	$12,402	$470.09	$10,830	$1,347.57	+$1.6K → CLDIX
3	$13,758	$488.62	$11,460	$1,539.07	+$2.3K → CLDIX
4	$15,228	$506.61	$12,275	$1,777.84	+$3.0K → CLDIX
5	$16,818	$524.04	$13,323	$2,078.95	+$3.5K → CLDIX
6	$18,536	$540.90	$14,667	$2,463.34	+$3.9K → CLDIX
7	$20,391	$557.15	$16,396	$2,960.57	+$4.0K → CLDIX
8	$22,391	$572.80	$18,631	$3,612.97	+$3.8K → CLDIX
9	$24,546	$587.84	$21,548	$4,482.15	+$3.0K → CLDIX
10	$26,867	$602.26	$25,398	$5,659.31	+$1.5K → CLDIX

CLDIX vs QYLD: Complete Analysis 2026

CLDIX — Stock

The fund typically invests at least 80% of its net assets in investment grade, U.S. dollar-denominated debt securities, as assessed at the time of purchase. It may invest up to 5% of its net assets in below-investment grade, high-yield debt instruments (commonly known as "junk bonds"), including distressed instruments that are in default. The fund may also invest up to 25% of its net assets in U.S. dollar-denominated foreign debt securities and American Depositary Receipts ("ADRs").

Full CLDIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.