Is CLFFX or QYLD a better dividend investment in 2026?

CLFFX currently yields 1.30% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CLFFX and QYLD?

CLFFX has a forward dividend yield of 1.30% ($0.29/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.62 percentage points.

Home › Compare › CLFFX vs QYLD

CLFFX vs QYLD: Dividend Comparison 2026

CLFFX yields 1.30% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.9K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

CLFFX

● Live price

1.30%

Share price

$22.36

Annual div

$0.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.5K

Annual income

$141.71

Full CLFFX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CLFFX vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLFFX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLFFX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CLFFX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLFFX

Annual income on $10K today (after 15% tax)

$110.70/yr

After 10yr DRIP, annual income (after tax)

$120.45/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,689.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLFFX + QYLD for your $10,000?

CLFFX: 50%QYLD: 50%

100% QYLD50/50100% CLFFX

Portfolio after 10yr

$23.5K

Annual income

$2,900.51/yr

Blended yield

12.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLFFX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLFFXQYLD

Forward yield	1.30%	11.92% ✓
Annual dividend / share	$0.29	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.5K	$25.4K ✓
Annual income after 10y	$141.71	$5,659.31 ✓
Total dividends collected	$1.4K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLFFX vs QYLD ($10,000, DRIP)

Year	CLFFX Portfolio	CLFFX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,830	$130.23	$10,352	$1,192.36	+$478.00 → CLFFX
2	$11,720	$131.82	$10,830	$1,347.57	+$890.00 → CLFFX
3	$12,674	$133.32	$11,460	$1,539.07	+$1.2K → CLFFX
4	$13,696	$134.73	$12,275	$1,777.84	+$1.4K → CLFFX
5	$14,791	$136.07	$13,323	$2,078.95	+$1.5K → CLFFX
6	$15,963	$137.34	$14,667	$2,463.34	+$1.3K → CLFFX
7	$17,219	$138.53	$16,396	$2,960.57	+$823.00 → CLFFX
8← crossover	$18,564	$139.65	$18,631	$3,612.97	$67.00 → QYLD
9	$20,004	$140.71	$21,548	$4,482.15	$1.5K → QYLD
10	$21,546	$141.71	$25,398	$5,659.31	$3.9K → QYLD

CLFFX vs QYLD: Complete Analysis 2026

CLFFX — Stock

The investment seeks long-term capital appreciation. The fund invests primarily in equity securities of companies of any size that the fund's investment adviser believes are trading at a discount to what they are worth at the time of purchase and have the potential for capital appreciation with acceptable downside risks. The Adviser uses a disciplined "bottom-up" selection process to identify equity securities of companies that appear to be selling at a discount to the Adviser's assessment of their potential value.

Full CLFFX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.