Is CLIFF or XYLD a better dividend investment in 2026?

CLIFF currently yields 2902.76% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CLIFF offers higher current income.

What is the dividend yield difference between CLIFF and XYLD?

CLIFF has a forward dividend yield of 2902.76% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2891.78 percentage points.

Home › Compare › CLIFF vs XYLD

CLIFF vs XYLD: Dividend Comparison 2026

CLIFF yields 2902.76% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLIFF wins by $54.15M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLIFF

● Live price

2902.76%

Share price

$0.07

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54.17M

Annual income

$769,585.52

Full CLIFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CLIFF vs XYLD

📍 CLIFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLIFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLIFF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CLIFF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLIFF

Annual income on $10K today (after 15% tax)

$246,734.40/yr

After 10yr DRIP, annual income (after tax)

$654,147.69/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CLIFF beats the other by $651,411.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLIFF + XYLD for your $10,000?

CLIFF: 50%XYLD: 50%

100% XYLD50/50100% CLIFF

Portfolio after 10yr

$27.10M

Annual income

$386,402.27/yr

Blended yield

1.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLIFF buys

XYLD buys

No recent congressional trades found for CLIFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLIFFXYLD

Forward yield	2902.76% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$54.17M ✓	$25.3K
Annual income after 10y	$769,585.52 ✓	$3,219.02
Total dividends collected	$39.43M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLIFF vs XYLD ($10,000, DRIP)

Year	CLIFF Portfolio	CLIFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$155,838	$145,137.88	$10,818	$1,098.39	+$145.0K → CLIFF
2	$1,223,661	$1,056,914.95	$11,738	$1,222.51	+$1.21M → CLIFF
3	$5,187,378	$3,878,059.96	$12,774	$1,364.64	+$5.17M → CLIFF
4	$13,232,725	$7,682,230.47	$13,944	$1,527.86	+$13.22M → CLIFF
5	$23,316,474	$9,157,458.53	$15,270	$1,715.87	+$23.30M → CLIFF
6	$32,488,687	$7,540,059.71	$16,775	$1,933.09	+$32.47M → CLIFF
7	$39,672,316	$4,909,421.22	$18,490	$2,184.87	+$39.65M → CLIFF
8	$45,250,758	$2,801,379.33	$20,450	$2,477.63	+$45.23M → CLIFF
9	$49,911,437	$1,493,125.96	$22,697	$2,819.19	+$49.89M → CLIFF
10	$54,174,823	$769,585.52	$25,280	$3,219.02	+$54.15M → CLIFF

CLIFF vs XYLD: Complete Analysis 2026

CLIFF — Stock

Cordlife Group Limited, an investment holding company, provides cord blood banking services in Singapore, Hong Kong, India, Malaysia, the Philippines, and internationally. The company operates through two segments, Banking and Diagnostics. It provides cord blood, cord lining, and cord tissue banking services comprising processing and storage of stem cells; and non-invasive prenatal testing, paediatric vision screening, newborn metabolic screening, and newborn genetic screening services. The company also offers preimplantation genetic screening, endometrial receptivity test, paediatric allergen test, and genetic talent test services, as well as moms up, a mobile app for pregnancy and parenting resources. In addition, it provides management, marketing, and property investment services. Cordlife Group Limited was incorporated in 2001 and is headquartered in Singapore.

Full CLIFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.