HomeCompareCLNCX vs SCHD

CLNCX vs SCHD: Dividend Comparison 2026

CLNCX yields 7.67% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CLNCX wins by $4.2K in total portfolio value
10 years
CLNCX
CLNCX
● Live price
7.67%
Share price
$26.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.2K
Annual income
$1,247.34
Full CLNCX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CLNCX vs SCHD

📍 CLNCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLNCXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLNCX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLNCX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLNCX
Annual income on $10K today (after 15% tax)
$652.09/yr
After 10yr DRIP, annual income (after tax)
$1,060.24/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CLNCX beats the other by $698.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLNCX + SCHD for your $10,000?

CLNCX: 50%SCHD: 50%
100% SCHD50/50100% CLNCX
Portfolio after 10yr
$31.1K
Annual income
$836.64/yr
Blended yield
2.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLNCX buys
0
SCHD buys
0
No recent congressional trades found for CLNCX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLNCXSCHD
Forward yield7.67%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.2K$29.0K
Annual income after 10y$1,247.34$425.95
Total dividends collected$10.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CLNCX vs SCHD ($10,000, DRIP)

YearCLNCX PortfolioCLNCX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,467$767.17$11,226$346.36+$241.00CLNCX
2$13,092$822.17$12,572$357.38+$520.00CLNCX
3$14,886$877.26$14,046$367.84+$840.00CLNCX
4$16,860$932.20$15,660$377.73+$1.2KCLNCX
5$19,027$986.76$17,425$387.07+$1.6KCLNCX
6$21,400$1,040.73$19,354$395.86+$2.0KCLNCX
7$23,991$1,093.93$21,461$404.13+$2.5KCLNCX
8$26,817$1,146.19$23,762$411.89+$3.1KCLNCX
9$29,892$1,197.37$26,272$419.15+$3.6KCLNCX
10$33,231$1,247.34$29,010$425.95+$4.2KCLNCX

CLNCX vs SCHD: Complete Analysis 2026

CLNCXStock

The investment seeks total return before fees and expenses that exceeds the total return of the Standard & Poor's (S&P) 500® Index. The fund invests at least 80% of its net assets (including the amount of any borrowings for investment purposes) in common stocks that comprise the S&P 500 Index, convertible securities that are convertible into stocks included in the index, and derivatives whose returns are closely equivalent to the returns of the index or its components. The manager will vary the number and percentages of the fund's holdings in attempting to provide higher returns than the index and to reduce the potential of underperforming the index over time.

Full CLNCX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.