Is CLOA or QYLD a better dividend investment in 2026?

CLOA currently yields 5.21% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CLOA and QYLD?

CLOA has a forward dividend yield of 5.21% ($2.70/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.71 percentage points.

Home › Compare › CLOA vs QYLD

CLOA vs QYLD: Dividend Comparison 2026

CLOA yields 5.21% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLOA wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLOA

● Live price

5.21%

Share price

$51.84

Annual div

$2.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$727.59

Full CLOA calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CLOA vs QYLD

📍 CLOA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLOA	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLOA + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CLOA pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLOA

Annual income on $10K today (after 15% tax)

$443.17/yr

After 10yr DRIP, annual income (after tax)

$618.45/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,191.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLOA + QYLD for your $10,000?

CLOA: 50%QYLD: 50%

100% QYLD50/50100% CLOA

Portfolio after 10yr

$26.8K

Annual income

$3,193.45/yr

Blended yield

11.92%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLOA buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLOAQYLD

Forward yield	5.21%	11.92% ✓
Annual dividend / share	$2.70 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.2K ✓	$25.4K
Annual income after 10y	$727.59	$5,659.31 ✓
Total dividends collected	$6.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLOA vs QYLD ($10,000, DRIP)

Year	CLOA Portfolio	CLOA Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,221	$521.38	$10,352	$1,192.36	+$869.00 → CLOA
2	$12,554	$546.78	$10,830	$1,347.57	+$1.7K → CLOA
3	$14,004	$571.68	$11,460	$1,539.07	+$2.5K → CLOA
4	$15,580	$596.02	$12,275	$1,777.84	+$3.3K → CLOA
5	$17,291	$619.72	$13,323	$2,078.95	+$4.0K → CLOA
6	$19,144	$642.76	$14,667	$2,463.34	+$4.5K → CLOA
7	$21,149	$665.09	$16,396	$2,960.57	+$4.8K → CLOA
8	$23,316	$686.69	$18,631	$3,612.97	+$4.7K → CLOA
9	$25,656	$707.52	$21,548	$4,482.15	+$4.1K → CLOA
10	$28,179	$727.59	$25,398	$5,659.31	+$2.8K → CLOA

CLOA vs QYLD: Complete Analysis 2026

CLOA — Stock

The iShares AAA CLO Active ETF (the “Fund”) seeks to provide capital preservation and current income by investing principally in a portfolio composed of U.S. dollar-denominated AAA-rated collateralized loan obligations (“CLOs”).

Full CLOA Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.