HomeCompareCLOAX vs SCHD

CLOAX vs SCHD: Dividend Comparison 2026

CLOAX yields 22.32% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CLOAX wins by $55.1K in total portfolio value
10 years
CLOAX
CLOAX
● Live price
22.32%
Share price
$8.96
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.1K
Annual income
$8,568.53
Full CLOAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CLOAX vs SCHD

📍 CLOAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLOAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CLOAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLOAX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLOAX
Annual income on $10K today (after 15% tax)
$1,897.05/yr
After 10yr DRIP, annual income (after tax)
$7,283.25/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CLOAX beats the other by $6,924.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLOAX + SCHD for your $10,000?

CLOAX: 50%SCHD: 50%
100% SCHD50/50100% CLOAX
Portfolio after 10yr
$56.5K
Annual income
$4,495.57/yr
Blended yield
7.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLOAX buys
0
SCHD buys
0
No recent congressional trades found for CLOAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLOAXSCHD
Forward yield22.32%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$84.1K$29.0K
Annual income after 10y$8,568.53$422.61
Total dividends collected$50.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CLOAX vs SCHD ($10,000, DRIP)

YearCLOAX PortfolioCLOAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,932$2,231.82$11,224$344.10+$1.7KCLOAX
2$16,534$2,697.33$12,567$354.98+$4.0KCLOAX
3$20,915$3,223.14$14,038$365.30+$6.9KCLOAX
4$26,189$3,810.34$15,648$375.06+$10.5KCLOAX
5$32,482$4,459.11$17,410$384.27+$15.1KCLOAX
6$39,924$5,168.67$19,335$392.95+$20.6KCLOAX
7$48,656$5,937.33$21,437$401.10+$27.2KCLOAX
8$58,825$6,762.54$23,733$408.75+$35.1KCLOAX
9$70,583$7,640.95$26,237$415.91+$44.3KCLOAX
10$84,093$8,568.53$28,968$422.61+$55.1KCLOAX

CLOAX vs SCHD: Complete Analysis 2026

CLOAXStock

The fund seeks to achieve its investment objective primarily by taking long positions and short positions in equity securities in both U.S. and non-U.S. markets. The fund invests primarily in a broad selection of global equity securities, including preferred stocks. Under normal circumstances, the Advisor expects to invest in securities of issuers located in at least three countries (in addition to the United States).

Full CLOAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this CLOAX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CLOAX vs JEPICLOAX vs OCLOAX vs KOCLOAX vs MAINCLOAX vs VYMCLOAX vs DGROCLOAX vs VIGCLOAX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.