Is CLOB or VYM a better dividend investment in 2026?

CLOB currently yields 6.66% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: CLOB offers higher current income.

What is the dividend yield difference between CLOB and VYM?

CLOB has a forward dividend yield of 6.66% ($3.33/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 4.25 percentage points.

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CLOB vs VYM: Dividend Comparison 2026

CLOB yields 6.66% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLOB wins by $3.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLOB

● Live price

6.66%

Share price

$50.00

Annual div

$3.33

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.1K

Annual income

$1,016.87

Full CLOB calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — CLOB vs VYM

📍 CLOB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLOB	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLOB + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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CLOB pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLOB

Annual income on $10K today (after 15% tax)

$565.98/yr

After 10yr DRIP, annual income (after tax)

$864.34/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, CLOB beats the other by $627.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLOB + VYM for your $10,000?

CLOB: 50%VYM: 50%

100% VYM50/50100% CLOB

Portfolio after 10yr

$29.4K

Annual income

$647.70/yr

Blended yield

2.20%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLOB buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLOBVYM

Forward yield	6.66% ✓	2.41%
Annual dividend / share	$3.33	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.1K ✓	$27.8K
Annual income after 10y	$1,016.87 ✓	$278.55
Total dividends collected	$8.5K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CLOB vs VYM ($10,000, DRIP)

Year	CLOB Portfolio	CLOB Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,366	$665.86	$11,151	$241.44	+$215.00 → CLOB
2	$12,869	$707.30	$12,413	$246.79	+$456.00 → CLOB
3	$14,518	$748.43	$13,794	$251.79	+$724.00 → CLOB
4	$16,323	$789.11	$15,306	$256.47	+$1.0K → CLOB
5	$18,295	$829.20	$16,960	$260.84	+$1.3K → CLOB
6	$20,444	$868.56	$18,768	$264.92	+$1.7K → CLOB
7	$22,783	$907.10	$20,745	$268.71	+$2.0K → CLOB
8	$25,322	$944.72	$22,905	$272.24	+$2.4K → CLOB
9	$28,076	$981.33	$25,265	$275.51	+$2.8K → CLOB
10	$31,058	$1,016.87	$27,842	$278.55	+$3.2K → CLOB

CLOB vs VYM: Complete Analysis 2026

CLOB — Stock

The VanEck AA-BB CLO ETF (CLOB) is an actively managed ETF, sub-advised by PineBridge Investments, seeking capital preservation and current income. It invests primarily in AA to BB rated tranches of collateralized loan obligations (“CLOs”) of any maturity.

Full CLOB Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.