HomeCompareCLOC vs PM

CLOC vs PM: Dividend Comparison 2026

CLOC yields 2.19% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $26.7K in total portfolio value
10 years
CLOC
CLOC
● Live price
2.19%
Share price
$24.82
Annual div
$0.54
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.9K
Annual income
$251.92
Full CLOC calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — CLOC vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLOCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLOC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLOC pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLOC
Annual income on $10K today (after 15% tax)
$185.91/yr
After 10yr DRIP, annual income (after tax)
$214.13/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,913.09/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CLOC + PM for your $10,000?

CLOC: 50%PM: 50%
100% PM50/50100% CLOC
Portfolio after 10yr
$36.3K
Annual income
$1,377.27/yr
Blended yield
3.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

CLOC
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLOC buys
0
PM buys
0
No recent congressional trades found for CLOC or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLOCPM
Forward yield2.19%3.49%
Annual dividend / share$0.54$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$22.9K$49.6K
Annual income after 10y$251.92$2,502.61
Total dividends collected$2.4K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CLOC vs PM ($10,000, DRIP)

YearCLOC PortfolioCLOC Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,919$218.72$11,650$409.56$731.00PM
2$11,906$223.19$13,592$497.49$1.7KPM
3$12,967$227.45$15,882$605.21$2.9KPM
4$14,106$231.51$18,589$737.41$4.5KPM
5$15,329$235.37$21,794$899.94$6.5KPM
6$16,641$239.04$25,597$1,100.16$9.0KPM
7$18,049$242.53$30,118$1,347.30$12.1KPM
8$19,558$245.83$35,505$1,652.97$15.9KPM
9$21,176$248.96$41,940$2,031.88$20.8KPM
10$22,910$251.92$49,643$2,502.61$26.7KPM

CLOC vs PM: Complete Analysis 2026

CLOCStock

An actively managed exchange-traded fund that seeks capital preservation, low correlation to traditional asset classes and current income by investing primarily in collateralized loan obligations (“CLOs”) via its affiliated manager.

Full CLOC Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.