Is CLOK or QYLD a better dividend investment in 2026?

CLOK currently yields 1601.28% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CLOK offers higher current income.

What is the dividend yield difference between CLOK and QYLD?

CLOK has a forward dividend yield of 1601.28% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1589.36 percentage points.

Home › Compare › CLOK vs QYLD

CLOK vs QYLD: Dividend Comparison 2026

CLOK yields 1601.28% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLOK wins by $1274496927.01M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLOK

● Live price

1601.28%

Share price

$0.12

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1274496927.04M

Annual income

$1,135,056,787,238,705.50

Full CLOK calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CLOK vs QYLD

📍 CLOK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLOK	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLOK + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

CLOK pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLOK

Annual income on $10K today (after 15% tax)

$136,108.89/yr

After 10yr DRIP, annual income (after tax)

$964,798,269,152,899.60/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CLOK beats the other by $964,798,269,148,089.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLOK + QYLD for your $10,000?

CLOK: 50%QYLD: 50%

100% QYLD50/50100% CLOK

Portfolio after 10yr

$637248463.53M

Annual income

$567,528,393,622,182.40/yr

Blended yield

89.06%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLOK buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLOKQYLD

Forward yield	1601.28% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1274496927.04M ✓	$25.4K
Annual income after 10y	$1,135,056,787,238,705.50 ✓	$5,659.31
Total dividends collected	$1264409781.56M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLOK vs QYLD ($10,000, DRIP)

Year	CLOK Portfolio	CLOK Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$170,828	$160,128.10	$10,352	$1,192.36	+$160.5K → CLOK
2	$2,739,270	$2,556,484.10	$10,830	$1,347.57	+$2.73M → CLOK
3	$41,243,023	$38,312,004.10	$11,460	$1,539.07	+$41.23M → CLOK
4	$583,226,788	$539,096,753.57	$12,275	$1,777.84	+$583.21M → CLOK
5	$7,748,807,257	$7,124,754,593.91	$13,323	$2,078.95	+$7748.79M → CLOK
6	$96,758,677,441	$88,467,453,675.91	$14,667	$2,463.34	+$96758.66M → CLOK
7	$1,135,947,994,628	$1,032,416,209,765.43	$16,396	$2,960.57	+$1135947.98M → CLOK
8	$12,543,107,596,025	$11,327,643,241,773.29	$18,631	$3,612.97	+$12543107.58M → CLOK
9	$130,317,887,664,583	$116,896,762,536,836.22	$21,548	$4,482.15	+$130317887.64M → CLOK
10	$1,274,496,927,039,809	$1,135,056,787,238,705.50	$25,398	$5,659.31	+$1274496927.01M → CLOK

CLOK vs QYLD: Complete Analysis 2026

CLOK — Stock

Cipherloc Corporation provides polymorphic encryption technology solutions to secure and private data transmission. The company was formerly known as National Scientific Corporation and changed its name to Cipherloc Corporation in March 2015. Cipherloc Corporation was incorporated in 1953 and is headquartered in Buda, Texas.

Full CLOK Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.