Is CLPHY or XYLD a better dividend investment in 2026?

CLPHY currently yields 3.98% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CLPHY and XYLD?

CLPHY has a forward dividend yield of 3.98% ($0.37/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.22 percentage points.

Home › Compare › CLPHY vs XYLD

CLPHY vs XYLD: Dividend Comparison 2026

CLPHY yields 3.98% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLPHY wins by $911.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLPHY

● Live price

3.98%

Share price

$9.42

Annual div

$0.37

5Y div CAGR

2.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.8K

Annual income

$662.64

Full CLPHY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CLPHY vs XYLD

📍 CLPHY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLPHY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLPHY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

CLPHY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLPHY

Annual income on $10K today (after 15% tax)

$338.01/yr

After 10yr DRIP, annual income (after tax)

$563.24/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,285.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLPHY + XYLD for your $10,000?

CLPHY: 50%XYLD: 50%

100% XYLD50/50100% CLPHY

Portfolio after 10yr

$26.3K

Annual income

$2,006.83/yr

Blended yield

7.62%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CLPHY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

2.5

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLPHY buys

XYLD buys

No recent congressional trades found for CLPHY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLPHYXYLD

Forward yield	3.98%	11.20% ✓
Annual dividend / share	$0.37	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	2.3% ✓	0%
Portfolio after 10y	$26.8K ✓	$25.9K
Annual income after 10y	$662.64	$3,351.03 ✓
Total dividends collected	$5.3K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLPHY vs XYLD ($10,000, DRIP)

Year	CLPHY Portfolio	CLPHY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,107	$406.80	$10,840	$1,120.44	+$267.00 → CLPHY
2	$12,316	$431.98	$11,786	$1,249.59	+$530.00 → CLPHY
3	$13,636	$457.98	$12,854	$1,397.78	+$782.00 → CLPHY
4	$15,076	$484.79	$14,063	$1,568.33	+$1.0K → CLPHY
5	$16,643	$512.42	$15,434	$1,765.19	+$1.2K → CLPHY
6	$18,349	$540.86	$16,995	$1,993.14	+$1.4K → CLPHY
7	$20,204	$570.10	$18,777	$2,257.95	+$1.4K → CLPHY
8	$22,218	$600.15	$20,818	$2,566.58	+$1.4K → CLPHY
9	$24,405	$631.00	$23,163	$2,927.50	+$1.2K → CLPHY
10	$26,776	$662.64	$25,865	$3,351.03	+$911.00 → CLPHY

CLPHY vs XYLD: Complete Analysis 2026

CLPHY — Stock

CLP Holdings Limited, an investment holding company, engages in the generation, transmission, and distribution of electricity in Hong Kong, Mainland China, India, Southeast Asia, Taiwan, and Australia. The company generates electricity through coal, gas, nuclear, and renewable resources, such as wind, hydro, and solar. It serves 5.15 million retail customers in Hong Kong and Australia. The company is also involved in the provision of pumped storage services, and energy and infrastructure solutions; property investment activities; and retail of electricity and gas. It has generating capacity of 20,018 equity megawatts; and 16,834 kilometers of transmission and high voltage distribution lines. CLP Holdings Limited was founded in 1901 and is based in Hung Hom, Hong Kong.

Full CLPHY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.