Is CLREX or SPHD a better dividend investment in 2026?

CLREX currently yields 6.89% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: CLREX offers higher current income.

What is the dividend yield difference between CLREX and SPHD?

CLREX has a forward dividend yield of 6.89% ($3.56/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 2.89 percentage points.

Home › Compare › CLREX vs SPHD

CLREX vs SPHD: Dividend Comparison 2026

CLREX yields 6.89% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLREX wins by $3.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLREX

● Live price

6.89%

Share price

$51.74

Annual div

$3.56

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.5K

Annual income

$1,067.41

Full CLREX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — CLREX vs SPHD

📍 CLREX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLREX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLREX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

CLREX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLREX

Annual income on $10K today (after 15% tax)

$585.65/yr

After 10yr DRIP, annual income (after tax)

$907.30/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CLREX beats the other by $142.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLREX + SPHD for your $10,000?

CLREX: 50%SPHD: 50%

100% SPHD50/50100% CLREX

Portfolio after 10yr

$29.8K

Annual income

$983.30/yr

Blended yield

3.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLREX buys

SPHD buys

No recent congressional trades found for CLREX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLREXSPHD

Forward yield	6.89% ✓	4.00%
Annual dividend / share	$3.56 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$31.5K ✓	$28.0K
Annual income after 10y	$1,067.41 ✓	$899.19
Total dividends collected	$8.8K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CLREX vs SPHD ($10,000, DRIP)

Year	CLREX Portfolio	CLREX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,389	$688.99	$11,120	$420.00	+$269.00 → CLREX
2	$12,920	$733.36	$12,357	$458.31	+$563.00 → CLREX
3	$14,601	$777.49	$13,721	$499.76	+$880.00 → CLREX
4	$16,445	$821.22	$15,227	$544.58	+$1.2K → CLREX
5	$18,460	$864.39	$16,885	$593.02	+$1.6K → CLREX
6	$20,659	$906.85	$18,713	$645.34	+$1.9K → CLREX
7	$23,054	$948.48	$20,724	$701.81	+$2.3K → CLREX
8	$25,657	$989.18	$22,938	$762.73	+$2.7K → CLREX
9	$28,482	$1,028.85	$25,372	$828.41	+$3.1K → CLREX
10	$31,543	$1,067.41	$28,047	$899.19	+$3.5K → CLREX

CLREX vs SPHD: Complete Analysis 2026

CLREX — Stock

The investment seeks high total return by investing in common stocks and debt securities. Under normal circumstances, the fund invests in a mix of equity and debt securities. Its assets are allocated among equity and debt securities (which includes cash and cash equivalents) based on an assessment of the relative risks and returns of each asset class. The fund generally will invest between 35% and 65% of its net assets in each asset class, and in any event will invest at least 25% and no more than 75% of its net assets in each asset class under normal circumstances.

Full CLREX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.