Is CLSHX or XYLD a better dividend investment in 2026?

CLSHX currently yields 16.14% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CLSHX offers higher current income.

What is the dividend yield difference between CLSHX and XYLD?

CLSHX has a forward dividend yield of 16.14% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.16 percentage points.

Home › Compare › CLSHX vs XYLD

CLSHX vs XYLD: Dividend Comparison 2026

CLSHX yields 16.14% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CLSHX wins by $32.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CLSHX

● Live price

16.14%

Share price

$12.39

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.5K

Annual income

$4,357.94

Full CLSHX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CLSHX vs XYLD

📍 CLSHX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLSHX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLSHX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

CLSHX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLSHX

Annual income on $10K today (after 15% tax)

$1,372.07/yr

After 10yr DRIP, annual income (after tax)

$3,704.25/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CLSHX beats the other by $968.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CLSHX + XYLD for your $10,000?

CLSHX: 50%XYLD: 50%

100% XYLD50/50100% CLSHX

Portfolio after 10yr

$41.4K

Annual income

$3,788.48/yr

Blended yield

9.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLSHX buys

XYLD buys

No recent congressional trades found for CLSHX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLSHXXYLD

Forward yield	16.14% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.5K ✓	$25.3K
Annual income after 10y	$4,357.94 ✓	$3,219.02
Total dividends collected	$29.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CLSHX vs XYLD ($10,000, DRIP)

Year	CLSHX Portfolio	CLSHX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,314	$1,614.21	$10,818	$1,098.39	+$1.5K → CLSHX
2	$15,034	$1,857.72	$11,738	$1,222.51	+$3.3K → CLSHX
3	$18,206	$2,119.65	$12,774	$1,364.64	+$5.4K → CLSHX
4	$21,879	$2,398.95	$13,944	$1,527.86	+$7.9K → CLSHX
5	$26,105	$2,694.37	$15,270	$1,715.87	+$10.8K → CLSHX
6	$30,937	$3,004.47	$16,775	$1,933.09	+$14.2K → CLSHX
7	$36,430	$3,327.63	$18,490	$2,184.87	+$17.9K → CLSHX
8	$42,643	$3,662.14	$20,450	$2,477.63	+$22.2K → CLSHX
9	$49,634	$4,006.19	$22,697	$2,819.19	+$26.9K → CLSHX
10	$57,466	$4,357.94	$25,280	$3,219.02	+$32.2K → CLSHX

CLSHX vs XYLD: Complete Analysis 2026

CLSHX — Stock

The investment seeks to limit the impact of large equity market declines; the secondary investment objective is growth of capital. The fund invests primarily in U.S. Treasury bills, individual equity securities, money market funds, exchange traded funds ("ETFs"), open-end mutual funds and closed-end funds that each invest primarily in equity securities (common stock and securities convertible into common stock). This group of ETFs and funds is referred to as "underlying funds." Equity securities, whether purchased directly or indirectly through underlying funds, are not restricted by issuer capitalization or country.

Full CLSHX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.