HomeCompareCLSPF vs SCHD

CLSPF vs SCHD: Dividend Comparison 2026

CLSPF yields 17.65% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CLSPF wins by $23569713.07M in total portfolio value
10 years
CLSPF
CLSPF
● Live price
17.65%
Share price
$4.92
Annual div
$0.87
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23569713.10M
Annual income
$23,315,913,716,828.90
Full CLSPF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CLSPF vs SCHD

📍 CLSPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLSPFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLSPF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLSPF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLSPF
Annual income on $10K today (after 15% tax)
$1,500.09/yr
After 10yr DRIP, annual income (after tax)
$19,818,526,659,304.56/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CLSPF beats the other by $19,818,526,658,942.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLSPF + SCHD for your $10,000?

CLSPF: 50%SCHD: 50%
100% SCHD50/50100% CLSPF
Portfolio after 10yr
$11784856.56M
Annual income
$11,657,956,858,627.42/yr
Blended yield
98.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLSPF buys
0
SCHD buys
0
No recent congressional trades found for CLSPF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLSPFSCHD
Forward yield17.65%3.46%
Annual dividend / share$0.87$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$23569713.10M$29.0K
Annual income after 10y$23,315,913,716,828.90$425.95
Total dividends collected$23552788.62M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CLSPF vs SCHD ($10,000, DRIP)

YearCLSPF PortfolioCLSPF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$14,230$3,529.63$11,226$346.36+$3.0KCLSPF
2$24,614$9,387.93$12,572$357.38+$12.0KCLSPF
3$56,689$30,352.74$14,046$367.84+$42.6KCLSPF
4$191,326$130,668.12$15,660$377.73+$175.7KCLSPF
5$1,029,023$824,304.89$17,425$387.07+$1.01MCLSPF
6$9,387,839$8,286,784.14$19,354$395.86+$9.37MCLSPF
7$151,354,905$141,309,916.81$21,461$404.13+$151.33MCLSPF
8$4,420,381,752$4,258,432,003.93$23,762$411.89+$4420.36MCLSPF
9$237,195,685,690$232,465,877,215.34$26,272$419.15+$237195.66MCLSPF
10$23,569,713,100,517$23,315,913,716,828.90$29,010$425.95+$23569713.07MCLSPF

CLSPF vs SCHD: Complete Analysis 2026

CLSPFStock

Canadian Life Companies Split Corp. is a closed-ended equity mutual fund launched and managed by Quadravest Capital Management Inc. It invests in the public equity markets of Canada. The fund seeks to invest in stocks of companies operating in the life insurance sector. It primarily invests in stocks of four publicly traded life insurance companies namely Great-West Lifeco Inc., Industrial Alliance Insurance and Financial Services Inc., Manulife Financial Corporation, and Sun Life Financial Inc. The fund employs fundamental analysis with a focus on such factors as a firm's earning history, relative price-earnings multiple, cash flow, dividend yield, market position, and growth prospects to create its portfolio. It benchmarks the performance of its portfolio against the S&P TSX Financial Index. Canadian Life Companies Split Corp. was formed on April 18, 2005 and is domiciled in Canada.

Full CLSPF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.