Is CLSYX or SPHD a better dividend investment in 2026?

CLSYX currently yields 5.05% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: CLSYX offers higher current income.

What is the dividend yield difference between CLSYX and SPHD?

CLSYX has a forward dividend yield of 5.05% ($1.19/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 1.05 percentage points.

Home › Compare › CLSYX vs SPHD

CLSYX vs SPHD: Dividend Comparison 2026

CLSYX yields 5.05% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $186.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

CLSYX

● Live price

5.05%

Share price

$23.51

Annual div

$1.19

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.9K

Annual income

$696.82

Full CLSYX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — CLSYX vs SPHD

📍 SPHD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CLSYX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CLSYX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CLSYX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLSYX

Annual income on $10K today (after 15% tax)

$428.92/yr

After 10yr DRIP, annual income (after tax)

$592.30/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $172.01/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLSYX + SPHD for your $10,000?

CLSYX: 50%SPHD: 50%

100% SPHD50/50100% CLSYX

Portfolio after 10yr

$28.0K

Annual income

$798.01/yr

Blended yield

2.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLSYX buys

SPHD buys

No recent congressional trades found for CLSYX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCLSYXSPHD

Forward yield	5.05% ✓	4.00%
Annual dividend / share	$1.19	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$27.9K	$28.0K ✓
Annual income after 10y	$696.82	$899.19 ✓
Total dividends collected	$6.0K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CLSYX vs SPHD ($10,000, DRIP)

Year	CLSYX Portfolio	CLSYX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1	$11,205	$504.61	$11,120	$420.00	+$85.00 → CLSYX
2	$12,517	$528.41	$12,357	$458.31	+$160.00 → CLSYX
3	$13,945	$551.70	$13,721	$499.76	+$224.00 → CLSYX
4	$15,496	$574.42	$15,227	$544.58	+$269.00 → CLSYX
5	$17,177	$596.54	$16,885	$593.02	+$292.00 → CLSYX
6	$18,997	$618.00	$18,713	$645.34	+$284.00 → CLSYX
7	$20,966	$638.78	$20,724	$701.81	+$242.00 → CLSYX
8	$23,093	$658.85	$22,938	$762.73	+$155.00 → CLSYX
9	$25,387	$678.20	$25,372	$828.41	+$15.00 → CLSYX
10← crossover	$27,861	$696.82	$28,047	$899.19	$186.00 → SPHD

CLSYX vs SPHD: Complete Analysis 2026

CLSYX — Stock

Under normal circumstances, the fund invests at least 80% of its net assets (including the amount of any borrowings for investment purposes) in income-producing (dividend-paying) equity securities of foreign companies. The advisor focuses its investments on securities of companies believed to be attractively valued and to have the potential for long-term growth. The fund may invest in companies that have market capitalizations of any size. The advisor may at times emphasize one or more sectors in selecting its investments, including the financial services sector.

Full CLSYX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.