HomeCompareCLTFF vs PEP

CLTFF vs PEP: Dividend Comparison 2026

CLTFF yields 82.99% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $44.6K in total portfolio value· pulled ahead in Year 10
10 years
CLTFF
CLTFF
● Live price
82.99%
Share price
$2.41
Annual div
$2.00
5Y div CAGR
-25.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$97.3K
Annual income
$2,115.57
Full CLTFF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — CLTFF vs PEP

📍 PEP pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLTFFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CLTFF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLTFF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLTFF
Annual income on $10K today (after 15% tax)
$7,053.94/yr
After 10yr DRIP, annual income (after tax)
$1,798.23/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $50,796.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLTFF + PEP for your $10,000?

CLTFF: 50%PEP: 50%
100% PEP50/50100% CLTFF
Portfolio after 10yr
$119.6K
Annual income
$31,995.63/yr
Blended yield
26.75%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

CLTFF
No analyst data
Altman Z
2.8
Piotroski
3/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLTFF buys
0
PEP buys
0
No recent congressional trades found for CLTFF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLTFFPEP
Forward yield82.99%3.63%
Annual dividend / share$2.00$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-25.5%40.4%
Portfolio after 10y$97.3K$141.9K
Annual income after 10y$2,115.57$61,875.67
Total dividends collected$53.0K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CLTFF vs PEP ($10,000, DRIP)

YearCLTFF PortfolioCLTFF Income/yrPEP PortfolioPEP Income/yrGap
1$16,883$6,182.57$10,849$509.42+$6.0KCLTFF
2$25,332$7,267.42$11,969$750.47+$13.4KCLTFF
3$34,697$7,592.41$13,500$1,124.14+$21.2KCLTFF
4$44,367$7,240.75$15,680$1,721.66+$28.7KCLTFF
5$53,919$6,446.43$18,929$2,715.34+$35.0KCLTFF
6$63,148$5,454.74$24,023$4,450.80+$39.1KCLTFF
7$72,017$4,448.00$32,510$7,669.92+$39.5KCLTFF
8$80,590$3,531.91$47,709$14,093.60+$32.9KCLTFF
9$88,983$2,751.87$77,415$28,083.48+$11.6KCLTFF
10← crossover$97,327$2,115.57$141,922$61,875.67$44.6KPEP

CLTFF vs PEP: Complete Analysis 2026

CLTFFStock

Celtic plc, through its subsidiary, Celtic F.C. Limited, operates a professional football club in the United Kingdom. The company operates through three segments: Football and Stadium Operations, Merchandising, and Multimedia and Other Commercial Activities. It is involved in the operation of a professional football club covering various activities, including football operations and investment; operation of the Celtic FC Youth Academy; match ticketing; merchandising; partner programs; marketing and brand protection; multimedia; stadium operations; facilities and property; catering and hospitality; public and supporter relations; and human resources. The company also engages in the retail, wholesale, and e-commerce activities; and sale of television rights and sponsorships. Celtic plc was founded in 1887 and is based in Glasgow, the United Kingdom.

Full CLTFF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.