HomeCompareCLTFF vs VYM

CLTFF vs VYM: Dividend Comparison 2026

CLTFF yields 82.99% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CLTFF wins by $69.5K in total portfolio value
10 years
CLTFF
CLTFF
● Live price
82.99%
Share price
$2.41
Annual div
$2.00
5Y div CAGR
-25.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$97.3K
Annual income
$2,115.57
Full CLTFF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CLTFF vs VYM

📍 CLTFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLTFFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLTFF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLTFF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLTFF
Annual income on $10K today (after 15% tax)
$7,053.94/yr
After 10yr DRIP, annual income (after tax)
$1,798.23/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, CLTFF beats the other by $1,561.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLTFF + VYM for your $10,000?

CLTFF: 50%VYM: 50%
100% VYM50/50100% CLTFF
Portfolio after 10yr
$62.6K
Annual income
$1,197.06/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLTFF buys
0
VYM buys
0
No recent congressional trades found for CLTFF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLTFFVYM
Forward yield82.99%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-25.5%0%
Portfolio after 10y$97.3K$27.8K
Annual income after 10y$2,115.57$278.55
Total dividends collected$53.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CLTFF vs VYM ($10,000, DRIP)

YearCLTFF PortfolioCLTFF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$16,883$6,182.57$11,151$241.44+$5.7KCLTFF
2$25,332$7,267.42$12,413$246.79+$12.9KCLTFF
3$34,697$7,592.41$13,794$251.79+$20.9KCLTFF
4$44,367$7,240.75$15,306$256.47+$29.1KCLTFF
5$53,919$6,446.43$16,960$260.84+$37.0KCLTFF
6$63,148$5,454.74$18,768$264.92+$44.4KCLTFF
7$72,017$4,448.00$20,745$268.71+$51.3KCLTFF
8$80,590$3,531.91$22,905$272.24+$57.7KCLTFF
9$88,983$2,751.87$25,265$275.51+$63.7KCLTFF
10$97,327$2,115.57$27,842$278.55+$69.5KCLTFF

CLTFF vs VYM: Complete Analysis 2026

CLTFFStock

Celtic plc, through its subsidiary, Celtic F.C. Limited, operates a professional football club in the United Kingdom. The company operates through three segments: Football and Stadium Operations, Merchandising, and Multimedia and Other Commercial Activities. It is involved in the operation of a professional football club covering various activities, including football operations and investment; operation of the Celtic FC Youth Academy; match ticketing; merchandising; partner programs; marketing and brand protection; multimedia; stadium operations; facilities and property; catering and hospitality; public and supporter relations; and human resources. The company also engages in the retail, wholesale, and e-commerce activities; and sale of television rights and sponsorships. Celtic plc was founded in 1887 and is based in Glasgow, the United Kingdom.

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VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.