HomeCompareCLTL vs DIVO

CLTL vs DIVO: Dividend Comparison 2026

CLTL yields 3.63% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $5.4K in total portfolio value
10 years
CLTL
CLTL
● Live price
3.63%
Share price
$105.41
Annual div
$3.83
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$458.55
Full CLTL calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — CLTL vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLTLDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLTL + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLTL pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLTL
Annual income on $10K today (after 15% tax)
$308.63/yr
After 10yr DRIP, annual income (after tax)
$389.77/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $444.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLTL + DIVO for your $10,000?

CLTL: 50%DIVO: 50%
100% DIVO50/50100% CLTL
Portfolio after 10yr
$28.0K
Annual income
$720.11/yr
Blended yield
2.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLTL buys
0
DIVO buys
0
No recent congressional trades found for CLTL or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLTLDIVO
Forward yield3.63%6.49%
Annual dividend / share$3.83$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.3K$30.7K
Annual income after 10y$458.55$981.68
Total dividends collected$4.1K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CLTL vs DIVO ($10,000, DRIP)

YearCLTL PortfolioCLTL Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,063$363.09$11,349$649.42$286.00DIVO
2$12,213$375.41$12,833$688.83$620.00DIVO
3$13,455$387.32$14,459$727.90$1.0KDIVO
4$14,796$398.80$16,238$766.49$1.4KDIVO
5$16,241$409.84$18,179$804.47$1.9KDIVO
6$17,799$420.45$20,293$841.71$2.5KDIVO
7$19,475$430.63$22,591$878.14$3.1KDIVO
8$21,279$440.36$25,087$913.65$3.8KDIVO
9$23,218$449.67$27,791$948.18$4.6KDIVO
10$25,302$458.55$30,718$981.68$5.4KDIVO

CLTL vs DIVO: Complete Analysis 2026

CLTLStock

The fund generally will invest at least 80% of its total assets in the components of the index. The index is designed to measure the performance of U.S. Treasury Obligations with a maximum remaining maturity of less than 12 months. "U.S. Treasury Obligations" refer to securities issued or guaranteed by the U.S. Treasury where the payment of principal and interest is backed by the full faith and credit of the U.S. government. They include U.S. Treasury notes, bills and bonds.

Full CLTL Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.