HomeCompareCLVLF vs VYM

CLVLF vs VYM: Dividend Comparison 2026

CLVLF yields 0.39% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CLVLF wins by $322.5K in total portfolio value· pulled ahead in Year 6
10 years
CLVLF
CLVLF
● Live price
0.39%
Share price
$8.45
Annual div
$0.03
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$350.4K
Annual income
$233,845.04
Full CLVLF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CLVLF vs VYM

📍 CLVLF pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCLVLFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CLVLF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CLVLF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CLVLF
Annual income on $10K today (after 15% tax)
$32.77/yr
After 10yr DRIP, annual income (after tax)
$198,768.28/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, CLVLF beats the other by $198,531.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CLVLF + VYM for your $10,000?

CLVLF: 50%VYM: 50%
100% VYM50/50100% CLVLF
Portfolio after 10yr
$189.1K
Annual income
$117,061.79/yr
Blended yield
61.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CLVLF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCLVLFVYM
Forward yield0.39%2.41%
Annual dividend / share$0.03$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$350.4K$27.8K
Annual income after 10y$233,845.04$278.55
Total dividends collected$320.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CLVLF vs VYM ($10,000, DRIP)

YearCLVLF PortfolioCLVLF Income/yrVYM PortfolioVYM Income/yrGap
1$10,777$77.10$11,151$241.44$374.00VYM
2$11,687$155.31$12,413$246.79$726.00VYM
3$12,820$314.80$13,794$251.79$974.00VYM
4$14,363$645.46$15,306$256.47$943.00VYM
5$16,720$1,351.66$16,960$260.84$240.00VYM
6← crossover$20,831$2,941.08$18,768$264.92+$2.1KCLVLF
7$29,138$6,849.18$20,745$268.71+$8.4KCLVLF
8$49,086$17,907.69$22,905$272.24+$26.2KCLVLF
9$108,908$56,386.61$25,265$275.51+$83.6KCLVLF
10$350,377$233,845.04$27,842$278.55+$322.5KCLVLF

CLVLF vs VYM: Complete Analysis 2026

CLVLFStock

Clinuvel Pharmaceuticals Limited, a biopharmaceutical company, focuses on developing and commercializing treatments for patients with genetic, metabolic, and life-threatening disorders in Australia, Europe, the United States, Switzerland, and internationally. Its lead drug candidate is SCENESSE, a systemic photoprotective drug for the prevention of phototoxicity in adult patients with erythropoietic protoporphyria (EPP). The company's pipeline products include CUV9900, an alpha-melanocyte stimulating hormone analogue; Parvysmelanotide (VLRX001), which provoke increased and prolonged cellular activity; and PRÉNUMBRA, a liquid injectable formulation of afamelanotide. Clinuvel Pharmaceuticals Limited has a collaboration agreement with HK Winhealth Pharma Group Co. Limited t to treat EPP patients with SCENESSE under a named patient program in the People's Republic of China. The company was founded in 1987 and is headquartered in Melbourne, Australia.

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VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.