HomeCompareCMBNF vs DIVO

CMBNF vs DIVO: Dividend Comparison 2026

CMBNF yields 5.80% · DIVO yields 6.62%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CMBNF wins by $7.9K in total portfolio value· pulled ahead in Year 2
10 years
CMBNF
CMBNF
● Live price
5.80%
Share price
$91.31
Annual div
$5.30
5Y div CAGR
10.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.9K
Annual income
$2,955.99
Full CMBNF calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — CMBNF vs DIVO

📍 CMBNF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCMBNFDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CMBNF + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CMBNF pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMBNF
Annual income on $10K today (after 15% tax)
$492.94/yr
After 10yr DRIP, annual income (after tax)
$2,512.59/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, CMBNF beats the other by $1,655.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMBNF + DIVO for your $10,000?

CMBNF: 50%DIVO: 50%
100% DIVO50/50100% CMBNF
Portfolio after 10yr
$34.9K
Annual income
$1,982.24/yr
Blended yield
5.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMBNF buys
0
DIVO buys
0
No recent congressional trades found for CMBNF or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCMBNFDIVO
Forward yield5.80%6.62%
Annual dividend / share$5.30$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.8%0%
Portfolio after 10y$38.9K$31.0K
Annual income after 10y$2,955.99$1,008.47
Total dividends collected$15.3K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CMBNF vs DIVO ($10,000, DRIP)

YearCMBNF PortfolioCMBNF Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,343$642.56$11,362$661.96$19.00DIVO
2← crossover$12,891$754.71$12,860$702.91+$31.00CMBNF
3$14,682$888.21$14,504$743.56+$178.00CMBNF
4$16,757$1,047.51$16,303$783.73+$454.00CMBNF
5$19,168$1,238.04$18,268$823.31+$900.00CMBNF
6$21,976$1,466.46$20,408$862.17+$1.6KCMBNF
7$25,256$1,741.02$22,737$900.20+$2.5KCMBNF
8$29,095$2,071.87$25,266$937.31+$3.8KCMBNF
9$33,604$2,471.64$28,008$973.42+$5.6KCMBNF
10$38,912$2,955.99$30,977$1,008.47+$7.9KCMBNF

CMBNF vs DIVO: Complete Analysis 2026

CMBNFStock

Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings products, including medium-term notes and deposit accounts; loans comprising cash, consumer, personal, business, and auto loans; credit card receivables; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services. It also provides financial protection products in case of involuntary unemployment, accident, illness, or disability; travel and flight, and card protection insurance products; investment products; and credit cards, mobile payment, and e-services. In addition, the company offers financing solutions to small businesses under the Cembra Business brand, as well as invoice financing services. The company serves private and self-employed individuals, and small and medium enterprises. It operates through a network of branches, as well as through various sales channels, such as the internet, credit card partners, independent intermediaries, and approximately 4,000 car dealers. The company was formerly known as GE Money Bank Aktiengesellschaft and changed its name to Cembra Money Bank AG in October 2013. Cembra Money Bank AG was founded in 1912 and is headquartered in Zurich, Switzerland.

Full CMBNF Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.