Is CMBS or DGRO a better dividend investment in 2026?

CMBS currently yields 3.51% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: CMBS offers higher current income.

What is the dividend yield difference between CMBS and DGRO?

CMBS has a forward dividend yield of 3.51% ($1.71/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 1.38 percentage points.

Home › Compare › CMBS vs DGRO

CMBS vs DGRO: Dividend Comparison 2026

CMBS yields 3.51% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $6.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CMBS

● Live price

3.51%

Share price

$48.80

Annual div

$1.71

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$440.35

Full CMBS calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — CMBS vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CMBS	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CMBS + DGRO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CMBS pays

DGRO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMBS

Annual income on $10K today (after 15% tax)

$298.60/yr

After 10yr DRIP, annual income (after tax)

$374.30/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, CMBS beats the other by $170.33/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CMBS + DGRO for your $10,000?

CMBS: 50%DGRO: 50%

100% DGRO50/50100% CMBS

Portfolio after 10yr

$28.4K

Annual income

$340.15/yr

Blended yield

1.20%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMBS buys

DGRO buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2026-02-06
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2026-01-23
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2026-01-23
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2025-11-21
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2025-11-21
John Boozman	🏛 Senate	$CMBS	▼ Sell	$1,001 - $15,000	2025-09-16
John Boozman	🏛 Senate	$CMBS	▼ Sell	$1,001 - $15,000	2025-09-16
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2025-08-01
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2025-08-01
John Boozman	🏛 Senate	$CMBS	▲ Buy	$1,001 - $15,000	2024-09-06

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCMBSDGRO

Forward yield	3.51% ✓	2.13%
Annual dividend / share	$1.71 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.1K	$31.6K ✓
Annual income after 10y	$440.35 ✓	$239.96
Total dividends collected	$4.0K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CMBS vs DGRO ($10,000, DRIP)

Year	CMBS Portfolio	CMBS Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$11,051	$351.30	$11,293	$213.22	$242.00 → DGRO
2	$12,188	$362.83	$12,730	$217.32	$542.00 → DGRO
3	$13,415	$373.96	$14,326	$221.10	$911.00 → DGRO
4	$14,739	$384.69	$16,098	$224.56	$1.4K → DGRO
5	$16,165	$395.00	$18,064	$227.74	$1.9K → DGRO
6	$17,702	$404.89	$20,246	$230.65	$2.5K → DGRO
7	$19,355	$414.37	$22,666	$233.30	$3.3K → DGRO
8	$21,133	$423.43	$25,349	$235.73	$4.2K → DGRO
9	$23,045	$432.09	$28,325	$237.94	$5.3K → DGRO
10	$25,098	$440.35	$31,624	$239.96	$6.5K → DGRO

CMBS vs DGRO: Complete Analysis 2026

CMBS — Stock

The iShares CMBS ETF seeks to track the investment results of an index composed of investment-grade commercial mortgage-backed securities.

Full CMBS Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.