Home › Compare › CMF vs DGRO

CMF vs DGRO: Dividend Comparison 2026

CMF yields 2.98% · DGRO yields 2.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DGRO wins by $7.4K in total portfolio value
10 years
CMF
CMF
● Live price
2.98%
Share price
$56.86
Annual div
$1.70
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.2K
Annual income
$361.43
Full CMF calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.10%
Share price
$70.18
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$235.38
Full DGRO calculator →

Portfolio growth — CMF vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCMFDGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CMF + DGRO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CMF pays
DGRO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMF
Annual income on $10K today (after 15% tax)
$253.50/yr
After 10yr DRIP, annual income (after tax)
$307.22/yr
DGRO
Annual income on $10K today (after 15% tax)
$178.14/yr
After 10yr DRIP, annual income (after tax)
$200.07/yr
At 15% tax rate, CMF beats the other by $107.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMF + DGRO for your $10,000?

CMF: 50%DGRO: 50%
100% DGRO50/50100% CMF
Portfolio after 10yr
$27.9K
Annual income
$298.41/yr
Blended yield
1.07%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMF buys
0
DGRO buys
0
No recent congressional trades found for CMF or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCMFDGRO
Forward yield2.98% ✓2.10%
Annual dividend / share$1.70 ✓$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.2K$31.6K ✓
Annual income after 10y$361.43 ✓$235.38
Total dividends collected$3.3K ✓$2.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CMF vs DGRO ($10,000, DRIP)

YearCMF PortfolioCMF Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$10,998$298.24$11,290$209.57$292.00 → DGRO
2$12,075$306.55$12,722$213.54$647.00 → DGRO
3$13,234$314.54$14,314$217.18$1.1K → DGRO
4$14,483$322.19$16,080$220.53$1.6K → DGRO
5$15,826$329.52$18,040$223.59$2.2K → DGRO
6$17,271$336.53$20,215$226.40$2.9K → DGRO
7$18,823$343.22$22,627$228.96$3.8K → DGRO
8$20,490$349.59$25,302$231.31$4.8K → DGRO
9$22,280$355.66$28,268$233.44$6.0K → DGRO
10$24,201$361.43$31,557$235.38$7.4K → DGRO

CMF vs DGRO: Complete Analysis 2026

CMF — Stock

The iShares California Muni Bond ETF seeks to track the investment results of an index composed of investment-grade municipal bonds issued in the State of California.

Full CMF Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
📬

Get this CMF vs DGRO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CMF vs SCHDCMF vs JEPICMF vs OCMF vs KOCMF vs MAINCMF vs VIGCMF vs NOBLCMF vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.