HomeCompareCMHF vs QSR

CMHF vs QSR: Dividend Comparison 2026

CMHF yields 1.03% · QSR yields 3.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CMHF wins by $5.05M in total portfolio value· pulled ahead in Year 3
10 years
CMHF
CMHF
● Live price
1.03%
Share price
$31.00
Annual div
$0.32
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.08M
Annual income
$4,279,637.30
Full CMHF calculator →
QSR
QSR
● Live price
3.40%
Share price
$73.76
Annual div
$2.51
5Y div CAGR
-0.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$387.88
Full QSR calculator →

Portfolio growth — CMHF vs QSR

📍 CMHF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCMHFQSR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CMHF + QSR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CMHF pays
QSR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMHF
Annual income on $10K today (after 15% tax)
$87.74/yr
After 10yr DRIP, annual income (after tax)
$3,637,691.70/yr
QSR
Annual income on $10K today (after 15% tax)
$289.25/yr
After 10yr DRIP, annual income (after tax)
$329.70/yr
At 15% tax rate, CMHF beats the other by $3,637,362.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMHF + QSR for your $10,000?

CMHF: 50%QSR: 50%
100% QSR50/50100% CMHF
Portfolio after 10yr
$2.55M
Annual income
$2,140,012.59/yr
Blended yield
83.91%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on QSR right now

CMHF
No analyst data
Altman Z
-0.0
Piotroski
5/9
QSR
Analyst Ratings
27
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$81.57
+10.6% upside vs current
Range: $71.00 — $90.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMHF buys
0
QSR buys
0
No recent congressional trades found for CMHF or QSR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCMHFQSR
Forward yield1.03%3.40%
Annual dividend / share$0.32$2.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%-0.8%
Portfolio after 10y$5.08M$24.7K
Annual income after 10y$4,279,637.30$387.88
Total dividends collected$4.99M$3.7K
Payment frequencyquarterlyquarterly
SectorStockStock

Year-by-year: CMHF vs QSR ($10,000, DRIP)

YearCMHF PortfolioCMHF Income/yrQSR PortfolioQSR Income/yrGap
1$10,906$206.45$11,038$337.57$132.00QSR
2$12,091$420.87$12,156$345.43$65.00QSR
3← crossover$13,809$872.10$13,359$352.69+$450.00CMHF
4$16,638$1,861.77$14,654$359.36+$2.0KCMHF
5$21,995$4,192.71$16,045$365.45+$6.0KCMHF
6$33,895$10,360.32$17,539$370.97+$16.4KCMHF
7$66,110$29,842.19$19,143$375.96+$47.0KCMHF
8$179,532$108,794.65$20,863$380.42+$158.7KCMHF
9$744,342$552,242.96$22,708$384.39+$721.6KCMHF
10$5,076,084$4,279,637.30$24,685$387.88+$5.05MCMHF

CMHF vs QSR: Complete Analysis 2026

CMHFStock

Community Heritage Financial, Inc., through its subsidiaries, provides retail and commercial banking services to individuals and businesses in Maryland, Pennsylvania, Virginia, West Virginia, and the District of Columbia. It operates in two segments, Commercial Banking and Mortgage Banking. The Commercial Banking segment offers commercial loans, real estate loans, installment loans, and consumer loans, as well as other business financing services; and deposit products, including demand deposit accounts, savings accounts, time deposit, and certificates of deposit. The Mortgage Banking segment primarily engages in the origination of residential mortgages for sale into the secondary market. The company also provides life insurance services. It operates through a network of eight branches located in Frederick and Washington Counties, Maryland. The company was incorporated in 2018 and is based in Middletown, Maryland.

Full CMHF Calculator →

QSRStock

Restaurant Brands International Inc. operates as quick service restaurant company in Canada and internationally. It operates through four segments: Tim Hortons (TH), Burger King (BK), Popeyes Louisiana Kitchen (PLK), and Firehouse Subs (FHS). The company owns and franchises TH chain of donut/coffee/tea restaurants that offer blend coffee, tea, and espresso-based hot and cold specialty drinks; and fresh baked goods, including donuts, Timbits, bagels, muffins, cookies and pastries, grilled paninis, classic sandwiches, wraps, soups, and others. It is also involved in owning and franchising BK, a fast food hamburger restaurant chain, which offers flame-grilled hamburgers, chicken and other specialty sandwiches, french fries, soft drinks, and other food items; and PLK quick service restaurants that provide Louisiana style fried chicken, chicken tenders, fried shrimp and other seafood, red beans and rice, and other regional items. In addition, the company owns and franchises FHS restaurants quick service restaurants that offer subs, soft drinks, and local specialties. As of February 15, 2022, the company had approximately 29,000 restaurants in 100 countries under the Tim Hortons, Burger King, Popeyes, And Firehouse Subs brands. Restaurant Brands International Inc. was founded in 1954 and is headquartered in Toronto, Canada.

Full QSR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.