HomeCompareCMS vs AAPL

CMS vs AAPL: Dividend Comparison 2026

CMS yields 4.00% · AAPL yields 0.45% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $27.5K in total portfolio value
10 years
CMS
CMS
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CMS calculator →
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →

Portfolio growth — CMS vs AAPL

Annual dividend income

MetricCMSAAPL
Forward yield4.00%0.45%
Annual dividend / share$2.00$1.00
Payout ratio50%15%
1-year div growth5%4.2%
5-year div CAGR5%5.8%
Portfolio after 10y$28.0K$55.5K
Annual income after 10y$899.19$81.27
Total dividends collected$6.4K$633.00
Payment frequencyquarterlyquarterly
SectorUtilitiesTechnology

Year-by-year: CMS vs AAPL ($10,000, DRIP)

YearCMS PortfolioCMS Income/yrAAPL PortfolioAAPL Income/yrGap
1$11,120$420.00$11,888$47.77$768.00AAPL
2$12,357$458.31$14,126$50.74$1.8KAAPL
3$13,721$499.76$16,779$53.88$3.1KAAPL
4$15,227$544.58$19,923$57.18$4.7KAAPL
5$16,885$593.02$23,650$60.68$6.8KAAPL
6$18,713$645.34$28,066$64.36$9.4KAAPL
7$20,724$701.81$33,298$68.25$12.6KAAPL
8$22,938$762.73$39,498$72.36$16.6KAAPL
9$25,372$828.41$46,842$76.69$21.5KAAPL
10$28,047$899.19$55,542$81.27$27.5KAAPL

CMS vs AAPL: Complete Analysis 2026

CMSUtilities

CMS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CMS shares.

Full CMS Calculator →

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

Frequently Asked Questions

Is CMS or AAPL better for dividend income in 2026?
CMS currently offers a 4.00% yield (2.00/share/year) while AAPL offers 0.45% (1.00/share/year). CMS provides higher current income. However, AAPL has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CMS vs AAPL earn per year?
With $10,000 invested today: CMS pays approximately $400/year. AAPL pays approximately $45/year. With DRIP reinvestment over 10 years, these grow to $899/year (CMS) and $81/year (AAPL).
Does CMS or AAPL pay monthly dividends?
CMS pays quarterly dividends. AAPL pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this CMS vs AAPL comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

CMS vs SCHDCMS vs JEPICMS vs OCMS vs KOCMS vs MAINCMS vs MSFTCMS vs AVGOCMS vs TXNAAPL vs MSFTAAPL vs AVGOAAPL vs TXNAAPL vs CSCO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.