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CMS Energy Corporation · NYSE
Price: $74.53 · Annual div: $2.23/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in CMS → $156.5K in 10 years · $701.70/month
CMS Energy Corporation operates as an energy company primarily in Michigan. The company operates through three segments: Electric Utility; Gas Utility; and Enterprises. The Electric Utility segment is involved in the generation, purchase, transmission, distribution, and sale of electricity. This segment generates electricity through coal, wind, gas, renewable energy, oil, and nuclear sources. Its distribution system comprises 208 miles of high-voltage distribution overhead lines; 4 miles of high-voltage distribution underground lines; 4,428 miles of high-voltage distribution overhead lines; 19 miles of high-voltage distribution underground lines; 82,474 miles of electric distribution overhead lines; 9,395 miles of underground distribution lines; 1,093 substations; and 3 battery facilities. The Gas Utility segment engages in the purchase, transmission, storage, distribution, and sale of natural gas, which includes 2,392 miles of transmission lines; 15 gas storage fields; 28,065 miles of distribution mains; and 8 compressor stations. The Enterprises segment is involved in the independent power production and marketing, including the development and operation of renewable generation. It serves 1.9 million electric and 1.8 million gas customers, including residential, commercial, and diversified industrial customers. The company was incorporated in 1987 and is headquartered in Jackson, Michigan.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold CMS.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.99% | 0.19% | $299 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.54% | -0.26% | $254 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.39% | -0.41% | $239 / yr |
| 🇬🇧 UK ISA | 0% | 2.99% | 0.19% | $299 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.73% | -0.07% | $273 / yr |
| 🇨🇦 TFSA | 0% | 2.99% | 0.19% | $299 / yr |
| 🇨🇦 CA Taxable | 25% | 2.24% | -0.56% | $224 / yr |
| 🇦🇺 Super (pension) | 15% | 2.54% | -0.26% | $254 / yr |
| 🇦🇺 AU Taxable | 30% | 2.09% | -0.71% | $209 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.20% | -0.60% | $220 / yr |
| 🇫🇷 FR Taxable | 30% | 2.09% | -0.71% | $209 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.23/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
CMS pays quarterly — 4 times per year. Next ex-div: TBD.
How CMS compares to typical Utilities averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CMS sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-05-26 | 3,000 | $74.31 | $222.9K | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — | ||
| A-Award | 2026-05-08 | 2,411 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CMS dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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