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Cookie Policy

Last updated: May 19, 2026 · Dividend Flow OÜ

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This Cookie Policy explains how Dividend Flow OÜ uses cookies and similar tracking technologies on dividendflow.org. It explains what these technologies are, why we use them, and your rights to control them.

1. What Are Cookies?

Cookies are small data files placed on your computer or mobile device when you visit a website. They are widely used to make websites work, improve efficiency, and provide reporting information.

First-party cookies are set by DividendFlow (dividendflow.org). Third-party cookies are set by parties other than DividendFlow — for example, Google Analytics. Third-party cookies enable features or functionality provided by those external services.

2. Why Do We Use Cookies?

We use first- and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our website to operate — we call these essential or “strictly necessary” cookies. Others enable us to understand how users interact with the site so we can improve it (analytics cookies).

We do not use advertising cookies, retargeting pixels, Facebook Pixel, LinkedIn Insight, or any cross-site advertising trackers. We do not sell data collected through cookies.

3. Cookies We Use

✓ Essential — Always Active

Session & preference cookies

Strictly necessary for the website to function. Cannot be disabled. Used for: rate limiting (preventing abuse), saving dark/light mode preferences, and maintaining navigation state. No personal data is stored. Expires: session or up to 7 days.

📊 Analytics — Requires Consent
Name:_gaPurpose:Records a randomly-generated client ID used to count visits and sessions on dividendflow.org.Provider:.dividendflow.orgService:Google Analytics ↗ Privacy PolicyExpires:1 year 1 month 4 days
Name:_ga_#Purpose:Used to distinguish individual users and calculate visit/session data per GA4 data stream.Provider:.dividendflow.orgService:Google Analytics ↗ Privacy PolicyExpires:1 year 1 month 4 days

Google Analytics cookies are only set after you accept analytics cookies via the consent banner. We use anonymous data only — no IP addresses are stored in identifiable form.

4. localStorage (Not Cookies)

We also use browser localStorage for functional purposes only: remembering whether you clicked “Helpful” on a page (key format: helpful:{pageId}). This contains no personal information and is never transmitted to our servers. It is cleared when you clear browser data.

5. How Can I Control Cookies?

You have the right to decide whether to accept or reject cookies. You can exercise your rights via the on this website — which allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are necessary for the site to function.

Browser cookie controls:

ChromeFirefoxSafariEdgeOperaInternet Explorer

Google Analytics opt-out:

Install the Google Analytics Opt-out Browser Add-on to prevent Google Analytics from collecting data about your visits across any site.

Advertising networks:

We do not use advertising cookies. If you encounter third-party ads via networks: Digital Advertising Alliance · DAA Canada · EDAA (Europe)

6. Global Privacy Control (GPC)

We honor the Global Privacy Control browser signal. If your browser sends a Sec-GPC: 1 header, our consent system (Termly) will automatically apply opt-out settings for analytics cookies — no action required on your part. GPC is recognized under California (CPRA), Colorado, and Connecticut privacy laws.

7. How Often Will This Policy Update?

We update this Cookie Policy when we add new services or when applicable law changes (including new US state privacy laws). The date at the top reflects the most recent update. We use Termly's Cookie Consent Manager to automatically track and disclose new cookies when our third-party scanning detects them.

8. Contact

Questions about cookies or this policy:

Dividend Flow OÜ
6 Sepapaja tn, Tallinn, Harju maakond 11415, Estonia
Email: hello@dividendflow.org
This Cookie Policy was created using Termly's Cookie Consent Manager · Privacy Policy · Financial Disclaimer · Do Not Sell My Data