HomeCompareCMTDF vs VIG

CMTDF vs VIG: Dividend Comparison 2026

CMTDF yields 3.31% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $10.3K in total portfolio value
10 years
CMTDF
CMTDF
● Live price
3.31%
Share price
$30.80
Annual div
$1.02
5Y div CAGR
-15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$71.82
Full CMTDF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — CMTDF vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCMTDFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CMTDF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CMTDF pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMTDF
Annual income on $10K today (after 15% tax)
$281.01/yr
After 10yr DRIP, annual income (after tax)
$61.05/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, VIG beats the other by $91.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMTDF + VIG for your $10,000?

CMTDF: 50%VIG: 50%
100% VIG50/50100% CMTDF
Portfolio after 10yr
$27.2K
Annual income
$125.49/yr
Blended yield
0.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMTDF buys
0
VIG buys
0
No recent congressional trades found for CMTDF or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCMTDFVIG
Forward yield3.31%1.64%
Annual dividend / share$1.02$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-15.1%0%
Portfolio after 10y$22.0K$32.4K
Annual income after 10y$71.82$179.15
Total dividends collected$1.6K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CMTDF vs VIG ($10,000, DRIP)

YearCMTDF PortfolioCMTDF Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$10,981$280.68$11,304$163.92$323.00VIG
2$11,994$244.55$12,759$166.33$765.00VIG
3$13,045$211.94$14,382$168.52$1.3KVIG
4$14,141$182.91$16,192$170.52$2.1KVIG
5$15,289$157.32$18,210$172.34$2.9KVIG
6$16,494$134.96$20,460$173.98$4.0KVIG
7$17,764$115.52$22,968$175.48$5.2KVIG
8$19,106$98.72$25,763$176.83$6.7KVIG
9$20,528$84.25$28,878$178.05$8.3KVIG
10$22,037$71.82$32,350$179.15$10.3KVIG

CMTDF vs VIG: Complete Analysis 2026

CMTDFStock

Sumitomo Mitsui Trust Holdings, Inc. operates as a trust bank in Japan and internationally. It offers supervising services for management strategies, and financial and human resource management; and general affairs, business process, corporate administration, operational process, risk, and compliance management services; and internal auditing services. The company also provides real estate brokerage, investment management, and investment advisory services for individual and corporate clients; high-level professional consulting services; loan guarantees and payment collection agency services; issuing credit cards; internet banking; securities administration and credit card services; and advanced financial instruments, such as leasing and credit services, and credit card financing services, as well as mortgage loans and managing private equity funds and related advisory services. In addition, it offers back-office services, such as business management and system administration for stock transfer agencies; clerical works, including managing shareholders registry and special accounts; custody and fund administration services; stock transfer agency services; asset management services; and retail total solution, marketing, and fiduciary services, as well as system development and maintenance. Further, the company provides facilities management, clerical work outsourcing, and leasing of buildings; consulting services related to digital transformation, data-analytics, and a range of research and studies; and evaluation of mutual funds, discretionary investment funds, and insurance products, as well as engages in trustee and temporary staffing businesses. The company was formerly known as Chuo Mitsui Trust Holdings, Inc. and changed its name to Sumitomo Mitsui Trust Holdings, Inc. in 2011. Sumitomo Mitsui Trust Holdings, Inc. was founded in 1924 and is headquartered in Tokyo, Japan.

Full CMTDF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.