Is CMTOY or ADC a better dividend investment in 2026?

CMTOY currently yields 3.52% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between CMTOY and ADC?

CMTOY has a forward dividend yield of 3.52% ($0.56/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 0.59 percentage points.

Home › Compare › CMTOY vs ADC

CMTOY vs ADC: Dividend Comparison 2026

CMTOY yields 3.52% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CMTOY wins by $919.33M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CMTOY

● Live price

3.52%

Share price

$15.99

Annual div

$0.56

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$919.51M

Annual income

$871,855,830.03

Full CMTOY calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — CMTOY vs ADC

📍 CMTOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CMTOY	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CMTOY + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CMTOY pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CMTOY

Annual income on $10K today (after 15% tax)

$298.78/yr

After 10yr DRIP, annual income (after tax)

$741,077,455.53/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, CMTOY beats the other by $741,009,755.36/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CMTOY + ADC for your $10,000?

CMTOY: 50%ADC: 50%

100% ADC50/50100% CMTOY

Portfolio after 10yr

$459.84M

Annual income

$435,967,738.63/yr

Blended yield

94.81%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CMTOY

No analyst data

Altman Z

1.6

Piotroski

7/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CMTOY buys

ADC buys

No recent congressional trades found for CMTOY or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCMTOYADC

Forward yield	3.52%	4.11% ✓
Annual dividend / share	$0.56	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	40.4%
Portfolio after 10y	$919.51M ✓	$176.9K
Annual income after 10y	$871,855,830.03 ✓	$79,647.25
Total dividends collected	$916.05M ✓	$154.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: CMTOY vs ADC ($10,000, DRIP)

Year	CMTOY Portfolio	CMTOY Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$11,403	$703.00	$10,987	$577.21	+$416.00 → CMTOY
2	$13,700	$1,498.38	$12,293	$855.34	+$1.4K → CMTOY
3	$18,023	$3,364.78	$14,088	$1,290.70	+$3.9K → CMTOY
4	$27,559	$8,274.28	$16,660	$1,994.91	+$10.9K → CMTOY
5	$53,137	$23,648.79	$20,525	$3,181.85	+$32.6K → CMTOY
6	$142,086	$85,228.77	$26,654	$5,286.90	+$115.4K → CMTOY
7	$578,006	$425,974.68	$37,006	$9,259.47	+$541.0K → CMTOY
8	$3,857,479	$3,239,011.87	$55,862	$17,338.74	+$3.80M → CMTOY
9	$44,532,003	$40,404,501.00	$93,452	$35,300.32	+$44.44M → CMTOY
10	$919,505,073	$871,855,830.03	$176,931	$79,647.25	+$919.33M → CMTOY

CMTOY vs ADC: Complete Analysis 2026

CMTOY — Stock

Cementos Argos S.A. produces and markets cement, ready-mix concrete, clinker, aggregates, and related products in Colombia, the Caribbean, Central America, and the United States. The company also engages in the operation of seaports; and maritime transport and property management businesses. In addition, it exports its products. The company was founded in 1934 and is headquartered in Barranquilla, Colombia. Cementos Argos S.A. is a subsidiary of Grupo Argos S.A.

Full CMTOY Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.