Is CNBA or RYLD a better dividend investment in 2026?

CNBA currently yields 17.75% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: CNBA offers higher current income.

What is the dividend yield difference between CNBA and RYLD?

CNBA has a forward dividend yield of 17.75% ($0.71/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.61 percentage points.

Home › Compare › CNBA vs RYLD

CNBA vs RYLD: Dividend Comparison 2026

CNBA yields 17.75% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $9.0K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

CNBA

● Live price

17.75%

Share price

$4.00

Annual div

$0.71

5Y div CAGR

-15%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.6K

Annual income

$620.77

Full CNBA calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — CNBA vs RYLD

📍 RYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CNBA	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CNBA + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CNBA pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNBA

Annual income on $10K today (after 15% tax)

$1,508.75/yr

After 10yr DRIP, annual income (after tax)

$527.65/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,671.59/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNBA + RYLD for your $10,000?

CNBA: 50%RYLD: 50%

100% RYLD50/50100% CNBA

Portfolio after 10yr

$40.0K

Annual income

$1,604.06/yr

Blended yield

4.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNBA buys

RYLD buys

No recent congressional trades found for CNBA or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCNBARYLD

Forward yield	17.75% ✓	12.14%
Annual dividend / share	$0.71	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-15%	0% ✓
Portfolio after 10y	$35.6K	$44.5K ✓
Annual income after 10y	$620.77	$2,587.35 ✓
Total dividends collected	$10.9K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CNBA vs RYLD ($10,000, DRIP)

Year	CNBA Portfolio	CNBA Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$12,209	$1,508.75	$11,914	$1,213.65	+$295.00 → CNBA
2	$14,527	$1,463.27	$14,099	$1,351.30	+$428.00 → CNBA
3	$16,927	$1,383.10	$16,580	$1,494.55	+$347.00 → CNBA
4	$19,392	$1,280.24	$19,384	$1,642.61	+$8.00 → CNBA
5← crossover	$21,914	$1,165.13	$22,535	$1,794.70	$621.00 → RYLD
6	$24,494	$1,045.97	$26,063	$1,950.00	$1.6K → RYLD
7	$27,138	$928.73	$29,995	$2,107.69	$2.9K → RYLD
8	$29,855	$817.40	$34,361	$2,266.99	$4.5K → RYLD
9	$32,659	$714.35	$39,194	$2,427.12	$6.5K → RYLD
10	$35,566	$620.77	$44,525	$2,587.35	$9.0K → RYLD

CNBA vs RYLD: Complete Analysis 2026

CNBA — Stock

Chester Bancorp, Inc. operates as the holding company for Chester National Bank that provides various banking products and services to individuals and businesses in Chester, Illinois. It offers checking accounts, such as regular checking, student checking, golden checking, and club checking accounts; savings accounts, including statement savings, Christmas club, and money market accounts; and certificate of deposits and individual retirement accounts. The company also provides loans comprising mortgage, construction, lot, home equity, consumer, and business loans; and reorder check services. It operates two full service offices in Sparta, Illinois; and Perryville, Missouri. Chester Bancorp, Inc. was founded in 1996 and is based in Chester, Illinois.

Full CNBA Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this CNBA vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CNBA vs SCHD CNBA vs JEPI CNBA vs O CNBA vs KO CNBA vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.