Home › Compare › CNBB vs FCPT

CNBB vs FCPT: Dividend Comparison 2026

CNBB yields 2.83% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $19.1K in total portfolio value
10 years
CNBB
CNBB
● Live price
2.83%
Share price
$45.30
Annual div
$1.28
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.0K
Annual income
$1,661.13
Full CNBB calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — CNBB vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNBBFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNBB + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CNBB pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNBB
Annual income on $10K today (after 15% tax)
$240.18/yr
After 10yr DRIP, annual income (after tax)
$1,411.96/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $3,497.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNBB + FCPT for your $10,000?

CNBB: 50%FCPT: 50%
100% FCPT50/50100% CNBB
Portfolio after 10yr
$39.5K
Annual income
$3,718.21/yr
Blended yield
9.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CNBB
No analyst data
Altman Z
-0.8
Piotroski
3/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNBB buys
0
FCPT buys
0
No recent congressional trades found for CNBB or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNBBFCPT
Forward yield2.83%6.05% ✓
Annual dividend / share$1.28$1.43 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.1%15.8% ✓
Portfolio after 10y$30.0K$49.1K ✓
Annual income after 10y$1,661.13$5,775.28 ✓
Total dividends collected$8.3K$24.1K ✓
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CNBB vs FCPT ($10,000, DRIP)

YearCNBB PortfolioCNBB Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,025$325.23$11,401$700.92$376.00 → FCPT
2$12,183$385.71$13,064$864.84$881.00 → FCPT
3$13,494$458.47$15,051$1,072.48$1.6K → FCPT
4$14,985$546.26$17,442$1,337.22$2.5K → FCPT
5$16,686$652.54$20,340$1,677.08$3.7K → FCPT
6$18,636$781.64$23,880$2,116.57$5.2K → FCPT
7$20,880$939.05$28,241$2,689.36$7.4K → FCPT
8$23,473$1,131.74$33,660$3,442.07$10.2K → FCPT
9$26,485$1,368.63$40,456$4,439.95$14.0K → FCPT
10$30,000$1,661.13$49,063$5,775.28$19.1K → FCPT

CNBB vs FCPT: Complete Analysis 2026

CNBB — Stock

CNB Community Bancorp, Inc. operates as the bank holding company for County National Bank that provides retail and commercial banking services in Michigan. The company accepts various checking and savings accounts; individual retirement accounts; and time deposits and certificates of deposit. It also provides personal, automobile, boat, recreational and commercial vehicle, commercial and residential real estate, business equipment, and agricultural loans; home equity and operating lines of credit; insurance products; floor plans; SBA, USDA, and other guaranteed loans; fixed and variable rate products; and mortgages. In addition, the company offers ATM, and debit and credit cards; remote deposit, automated clearing house/cash management, overdraft, trust and estate settlement, investment management, private banking, and retirement and financial planning services, as well as mobile, online, and telephone banking services. It operates through 13 branches located in Hillsdale, Jackson, Lenawee, and Calhoun counties, as well as 2 loan production offices and 19 ATMs. CNB Community Bancorp, Inc. was founded in 1934 and is headquartered in Hillsdale, Michigan.

Full CNBB Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this CNBB vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CNBB vs SCHDCNBB vs JEPICNBB vs OCNBB vs KOCNBB vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.