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CNBP vs MO: Dividend Comparison 2026

CNBP yields 2.39% · MO yields 9.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $7.6K in total portfolio value· pulled ahead in Year 3
10 years
CNBP
CNBP
● Live price
2.39%
Share price
$115.00
Annual div
$2.75
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.1K
Annual income
$0.24
Full CNBP calculator →
MO
Altria Group Inc.
● Live price
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — CNBP vs MO

📍 MO pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNBPMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CNBP + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNBP pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNBP
Annual income on $10K today (after 15% tax)
$203.26/yr
After 10yr DRIP, annual income (after tax)
$0.20/yr
MO
Annual income on $10K today (after 15% tax)
$774.11/yr
After 10yr DRIP, annual income (after tax)
$3,444.81/yr
At 15% tax rate, MO beats the other by $3,444.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNBP + MO for your $10,000?

CNBP: 50%MO: 50%
100% MO50/50100% CNBP
Portfolio after 10yr
$23.9K
Annual income
$2,026.48/yr
Blended yield
8.49%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CNBP
No analyst data
Altman Z
0.0
Piotroski
1/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
+36.7% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNBP buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNBPMO
Forward yield2.39%9.11%
Annual dividend / share$2.75$4.08
Payout ratio50%78%
1-year div growth0%4.1%
5-year div CAGR-50%4.3%
Portfolio after 10y$20.1K$27.7K
Annual income after 10y$0.24$4,052.72
Total dividends collected$241.00$20.9K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CNBP vs MO ($10,000, DRIP)

YearCNBP PortfolioCNBP Income/yrMO PortfolioMO Income/yrGap
1$10,820$119.57$10,740$949.88+$80.00CNBP
2$11,637$60.45$11,601$1,086.84+$36.00CNBP
3← crossover$12,482$30.38$12,608$1,250.75$126.00MO
4$13,371$15.23$13,792$1,448.20$421.00MO
5$14,315$7.62$15,190$1,687.69$875.00MO
6$15,321$3.81$16,851$1,980.28$1.5KMO
7$16,395$1.91$18,838$2,340.48$2.4KMO
8$17,544$0.95$21,230$2,787.44$3.7KMO
9$18,772$0.48$24,130$3,346.72$5.4KMO
10$20,087$0.24$27,676$4,052.72$7.6KMO

CNBP vs MO: Complete Analysis 2026

CNBPStock

Cornerstone Bancorp, Inc. operates as the bank holding company for Cornerstone National Bank & Trust Company that provides various financial products and services to individuals and businesses. It offers checking, savings, money market, and individual retirement accounts; and certificates of deposit. The company also provides home equity, vehicle, personal, equipment, association, and real estate construction loans; residential mortgages and refinances; construction, and medical and dental practice financing services; commercial and multi-family mortgages; and letters and lines of credit products. In addition, it provides online and mobile banking, payment, cash management, and bill pay services; and personal and business account services. Further, the company offers securities custody accounts; investment management services; trust, estate, and guardianship services; and retirement plans. It operates in the Chicago metropolitan area through its main office in Palatine, Illinois, as well as branch offices in Crystal Lake, Deer Park, Naperville, and Schaumburg, Illinois. Cornerstone Bancorp, Inc. was founded in 2000 and is headquartered in Palatine, Illinois.

Full CNBP Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.