HomeCompareCNBZ vs ADC

CNBZ vs ADC: Dividend Comparison 2026

CNBZ yields 3.73% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $147.0K in total portfolio value· pulled ahead in Year 3
10 years
CNBZ
CNBZ
● Live price
3.73%
Share price
$24.10
Annual div
$0.90
5Y div CAGR
12.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$1,855.09
Full CNBZ calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CNBZ vs ADC

📍 ADC pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNBZADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNBZ + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNBZ pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNBZ
Annual income on $10K today (after 15% tax)
$317.43/yr
After 10yr DRIP, annual income (after tax)
$1,576.83/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,100.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNBZ + ADC for your $10,000?

CNBZ: 50%ADC: 50%
100% ADC50/50100% CNBZ
Portfolio after 10yr
$105.4K
Annual income
$41,326.19/yr
Blended yield
39.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CNBZ
No analyst data
Altman Z
0.1
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNBZ buys
0
ADC buys
0
No recent congressional trades found for CNBZ or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNBZADC
Forward yield3.73%4.13%
Annual dividend / share$0.90$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR12.5%40.4%
Portfolio after 10y$31.9K$178.9K
Annual income after 10y$1,855.09$80,797.29
Total dividends collected$9.7K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CNBZ vs ADC ($10,000, DRIP)

YearCNBZ PortfolioCNBZ Income/yrADC PortfolioADC Income/yrGap
1$11,120$420.12$10,990$580.36+$130.00CNBZ
2$12,390$491.20$12,301$860.26+$89.00CNBZ
3← crossover$13,832$575.41$14,104$1,298.62$272.00ADC
4$15,476$675.43$16,691$2,008.16$1.2KADC
5$17,354$794.54$20,580$3,205.09$3.2KADC
6$19,506$936.74$26,754$5,330.02$7.2KADC
7$21,978$1,107.00$37,196$9,345.14$15.2KADC
8$24,828$1,311.43$56,244$17,523.09$31.4KADC
9$28,123$1,557.64$94,286$35,736.21$66.2KADC
10$31,947$1,855.09$178,949$80,797.29$147.0KADC

CNBZ vs ADC: Complete Analysis 2026

CNBZStock

CNB Corporation operates as the bank holding company for Citizens National Bank that provides various banking services to individuals, agricultural businesses, commercial businesses, and light industries in Michigan. It offers various deposit products, including checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides personal loans, such as home mortgage, home equity, and auto loans, as well as checkmate lines of credit; and business loans, which include term, equipment, commercial real estate, commercial construction, and small business administration loans, as well as business lines of credit. In addition, it offers cash and wealth management solutions; night depository, money order, cashier's check, coin counting, notary, fax, and wire transfer services; safe deposit boxes; bank by mail, mobile and online banking, e-statement, bill pay, remote deposit capture, telephone banking, and direct deposit services; and debit, ATM, merchant, prepaid and payroll, gift, and credit cards. The company operates through eight branches in Cheboygan, Presque Isle, and Emmet counties. CNB Corporation was founded in 1931 and is based in Cheboygan, Michigan.

Full CNBZ Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.