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CNDF vs SCHD: Dividend Comparison 2026

CNDF yields 5.82% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CNDF wins by $355.00 in total portfolio value
10 years
CNDF
CNDF
● Live price
5.82%
Share price
$34.34
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.4K
Annual income
$844.40
Full CNDF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CNDF vs SCHD

📍 CNDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNDFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNDF + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CNDF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNDF
Annual income on $10K today (after 15% tax)
$495.05/yr
After 10yr DRIP, annual income (after tax)
$717.74/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CNDF beats the other by $355.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNDF + SCHD for your $10,000?

CNDF: 50%SCHD: 50%
100% SCHD50/50100% CNDF
Portfolio after 10yr
$29.2K
Annual income
$635.17/yr
Blended yield
2.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNDF buys
0
SCHD buys
0
No recent congressional trades found for CNDF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNDFSCHD
Forward yield5.82% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.4K ✓$29.0K
Annual income after 10y$844.40 ✓$425.95
Total dividends collected$7.2K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CNDF vs SCHD ($10,000, DRIP)

YearCNDF PortfolioCNDF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,282$582.41$11,226$346.36+$56.00 → CNDF
2$12,686$614.11$12,572$357.38+$114.00 → CNDF
3$14,220$645.35$14,046$367.84+$174.00 → CNDF
4$15,891$676.03$15,660$377.73+$231.00 → CNDF
5$17,710$706.07$17,425$387.07+$285.00 → CNDF
6$19,685$735.39$19,354$395.86+$331.00 → CNDF
7$21,826$763.93$21,461$404.13+$365.00 → CNDF
8$24,146$791.64$23,762$411.89+$384.00 → CNDF
9$26,655$818.47$26,272$419.15+$383.00 → CNDF
10$29,365$844.40$29,010$425.95+$355.00 → CNDF

CNDF vs SCHD: Complete Analysis 2026

CNDF — Stock

CNDF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CNDF shares.

Full CNDF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.