HomeCompareCNFRZ vs MAIN

CNFRZ vs MAIN: Dividend Comparison 2026

CNFRZ yields 12.37% · MAIN yields 6.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $42.84M in total portfolio value
10 years
CNFRZ
CNFRZ
● Live price
12.37%
Share price
$19.70
Annual div
$2.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.2K
Annual income
$2,675.37
Full CNFRZ calculator →
MAIN
Main Street Capital Corporation
● Live price
6.91%
Share price
$52.96
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.89M
Annual income
$35,818,348.00
Full MAIN calculator →

Portfolio growth — CNFRZ vs MAIN

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNFRZMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNFRZ + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNFRZ pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNFRZ
Annual income on $10K today (after 15% tax)
$1,051.72/yr
After 10yr DRIP, annual income (after tax)
$2,274.06/yr
MAIN
Annual income on $10K today (after 15% tax)
$587.42/yr
After 10yr DRIP, annual income (after tax)
$30,445,595.80/yr
At 15% tax rate, MAIN beats the other by $30,443,321.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNFRZ + MAIN for your $10,000?

CNFRZ: 50%MAIN: 50%
100% MAIN50/50100% CNFRZ
Portfolio after 10yr
$21.47M
Annual income
$17,910,511.68/yr
Blended yield
83.44%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MAIN right now

CNFRZ
Analyst Ratings
3
Hold
1
Sell
Consensus: Hold
Altman Z
-0.3
Piotroski
2/9
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+23.2% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNFRZ buys
0
MAIN buys
0
No recent congressional trades found for CNFRZ or MAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNFRZMAIN
Forward yield12.37%6.91%
Annual dividend / share$2.44$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%72.7%
Portfolio after 10y$45.2K$42.89M
Annual income after 10y$2,675.37$35,818,348.00
Total dividends collected$19.4K$41.85M
Payment frequencyquarterlymonthly
SectorStockBDC
Analyst consensusHoldHold

Year-by-year: CNFRZ vs MAIN ($10,000, DRIP)

YearCNFRZ PortfolioCNFRZ Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$11,937$1,237.32$12,434$1,193.51$497.00MAIN
2$14,153$1,380.40$16,255$2,280.05$2.1KMAIN
3$16,674$1,529.58$22,851$4,580.08$6.2KMAIN
4$19,525$1,684.07$35,577$9,892.59$16.1KMAIN
5$22,735$1,843.04$63,653$23,664.70$40.9KMAIN
6$26,332$2,005.63$136,601$65,054.52$110.3KMAIN
7$30,346$2,170.99$368,044$214,504.02$337.7KMAIN
8$34,808$2,338.28$1,301,668$887,987.40$1.27MMAIN
9$39,752$2,506.66$6,288,483$4,825,407.47$6.25MMAIN
10$45,210$2,675.37$42,886,603$35,818,348.00$42.84MMAIN

CNFRZ vs MAIN: Complete Analysis 2026

CNFRZStock

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,900 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Troy, Michigan.

Full CNFRZ Calculator →

MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

Full MAIN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.