Is CNI or BCE a better dividend investment in 2026?

CNI currently yields 2.56% with a 5% 5-year dividend growth rate. BCE yields 4.00% with 5% growth. The better choice depends on your goal: BCE offers higher current income.

What is the dividend yield difference between CNI and BCE?

CNI has a forward dividend yield of 2.56% ($2.60/share annually). BCE yields 4.00% ($2.00/share annually). The yield gap is 1.44 percentage points.

Home › Compare › CNI vs BCE

CNI vs BCE: Dividend Comparison 2026

CNI yields 2.56% · BCE yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CNI wins by $223.7K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

CNI

● Live price

2.56%

Share price

$101.33

Annual div

$2.60

5Y div CAGR

54.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$251.8K

Annual income

$126,929.80

Full CNI calculator →

BCE

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full BCE calculator →

Portfolio growth — CNI vs BCE

📍 CNI pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CNI	BCE
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CNI + BCE cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CNI pays

BCE pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNI

Annual income on $10K today (after 15% tax)

$217.91/yr

After 10yr DRIP, annual income (after tax)

$107,890.33/yr

BCE

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CNI beats the other by $107,126.02/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNI + BCE for your $10,000?

CNI: 50%BCE: 50%

100% BCE50/50100% CNI

Portfolio after 10yr

$139.9K

Annual income

$63,914.50/yr

Blended yield

45.68%

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Analyst Conviction Gap

Where Wall Street is most bullish on CNI right now

CNI

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$101.33

0.0% upside vs current

Range: $100.00 — $103.00

Altman Z

2.5

Piotroski

7/9

BCE

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$26.00

-48.0% upside vs current

Range: $26.00 — $26.00

Altman Z

0.9

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNI buys

BCE buys

No recent congressional trades found for CNI or BCE in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCNIBCE

Forward yield	2.56%	4.00% ✓
Annual dividend / share	$2.60 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	54.6% ✓	5%
Portfolio after 10y	$251.8K ✓	$28.0K
Annual income after 10y	$126,929.80 ✓	$899.19
Total dividends collected	$218.3K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Stock
Analyst consensus	Hold	Hold
Analyst price target	$101.33 ✓	$26.00

Year-by-year: CNI vs BCE ($10,000, DRIP)

Year	CNI Portfolio	CNI Income/yr	BCE Portfolio	BCE Income/yr	Gap
1	$11,096	$396.34	$11,120	$420.00	$24.00 → BCE
2← crossover	$12,509	$635.44	$12,357	$458.31	+$152.00 → CNI
3	$14,419	$1,034.97	$13,721	$499.76	+$698.00 → CNI
4	$17,152	$1,723.80	$15,227	$544.58	+$1.9K → CNI
5	$21,316	$2,962.74	$16,885	$593.02	+$4.4K → CNI
6	$28,128	$5,319.82	$18,713	$645.34	+$9.4K → CNI
7	$40,239	$10,142.77	$20,724	$701.81	+$19.5K → CNI
8	$64,021	$20,965.26	$22,938	$762.73	+$41.1K → CNI
9	$116,698	$48,194.81	$25,372	$828.41	+$91.3K → CNI
10	$251,796	$126,929.80	$28,047	$899.19	+$223.7K → CNI

CNI vs BCE: Complete Analysis 2026

CNI — Stock

Canadian National Railway Company, together with its subsidiaries, engages in the rail and related transportation business. The company's portfolio of goods includes petroleum and chemicals, grain and fertilizers, coal, metals and minerals, forest products, intermodal, and automotive products serving exporters, importers, retailers, farmers, and manufacturers. It operates a network of 19,500 route miles of track spanning Canada and the United States. The company also provides vessels and docks, transloading and distribution, automotive logistics, and freight forwarding and transportation management services. Canadian National Railway Company was incorporated in 1919 and is headquartered in Montreal, Canada.

Full CNI Calculator →

BCE — Stock

BCE is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in BCE shares.

Full BCE Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.