HomeCompareCNI vs SAIA

CNI vs SAIA: Dividend Comparison 2026

CNI yields 2.56% · SAIA yields 0.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CNI wins by $231.3K in total portfolio value
10 years
CNI
CNI
● Live price
2.56%
Share price
$101.33
Annual div
$2.60
5Y div CAGR
54.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$251.8K
Annual income
$126,929.80
Full CNI calculator →
SAIA
SAIA
● Live price
0.60%
Share price
$336.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$61.87
Full SAIA calculator →

Portfolio growth — CNI vs SAIA

📍 CNI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNISAIA
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CNI + SAIA cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNI pays
SAIA pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNI
Annual income on $10K today (after 15% tax)
$217.91/yr
After 10yr DRIP, annual income (after tax)
$107,890.33/yr
SAIA
Annual income on $10K today (after 15% tax)
$50.59/yr
After 10yr DRIP, annual income (after tax)
$52.59/yr
At 15% tax rate, CNI beats the other by $107,837.74/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CNI + SAIA for your $10,000?

CNI: 50%SAIA: 50%
100% SAIA50/50100% CNI
Portfolio after 10yr
$136.2K
Annual income
$63,495.84/yr
Blended yield
46.64%
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Analyst Conviction Gap

Where Wall Street is most bullish on SAIA right now

CNI
Analyst Ratings
16
Buy
32
Hold
3
Sell
Consensus: Hold
Price Target
$101.33
0.0% upside vs current
Range: $100.00 — $103.00
Altman Z
2.5
Piotroski
7/9
SAIA
Analyst Ratings
17
Buy
14
Hold
1
Sell
Consensus: Buy
Price Target
$398.91
+18.7% upside vs current
Range: $262.00 — $493.00
Altman Z
8.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNI buys
0
SAIA buys
0
No recent congressional trades found for CNI or SAIA in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNISAIA
Forward yield2.56%0.60%
Annual dividend / share$2.60$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR54.6%0%
Portfolio after 10y$251.8K$20.5K
Annual income after 10y$126,929.80$61.87
Total dividends collected$218.3K$608.00
Payment frequencyquarterlyquarterly
SectorStockIndustrials
Analyst consensusHoldBuy
Analyst price target$101.33$398.91

Year-by-year: CNI vs SAIA ($10,000, DRIP)

YearCNI PortfolioCNI Income/yrSAIA PortfolioSAIA Income/yrGap
1← crossover$11,096$396.34$10,760$59.52+$336.00CNI
2$12,509$635.44$11,573$59.85+$936.00CNI
3$14,419$1,034.97$12,443$60.16+$2.0KCNI
4$17,152$1,723.80$13,374$60.46+$3.8KCNI
5$21,316$2,962.74$14,371$60.73+$6.9KCNI
6$28,128$5,319.82$15,438$60.99+$12.7KCNI
7$40,239$10,142.77$16,580$61.23+$23.7KCNI
8$64,021$20,965.26$17,802$61.46+$46.2KCNI
9$116,698$48,194.81$19,110$61.67+$97.6KCNI
10$251,796$126,929.80$20,509$61.87+$231.3KCNI

CNI vs SAIA: Complete Analysis 2026

CNIStock

Canadian National Railway Company, together with its subsidiaries, engages in the rail and related transportation business. The company's portfolio of goods includes petroleum and chemicals, grain and fertilizers, coal, metals and minerals, forest products, intermodal, and automotive products serving exporters, importers, retailers, farmers, and manufacturers. It operates a network of 19,500 route miles of track spanning Canada and the United States. The company also provides vessels and docks, transloading and distribution, automotive logistics, and freight forwarding and transportation management services. Canadian National Railway Company was incorporated in 1919 and is headquartered in Montreal, Canada.

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SAIAIndustrials

Saia, Inc., through its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 400 and 10,000 pounds; and other value-added services, including non-asset truckload, expedited, and logistics services. As of December 31, 2021, it operated 176 owned and leased facilities; and owned approximately 5,600 tractors and 19,300 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2006. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.