HomeCompareCNICF vs SCHD

CNICF vs SCHD: Dividend Comparison 2026

CNICF yields 1.07% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CNICF wins by $163.1K in total portfolio value· pulled ahead in Year 5
10 years
CNICF
CNICF
● Live price
1.07%
Share price
$2.35
Annual div
$0.03
5Y div CAGR
69.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$192.1K
Annual income
$100,386.48
Full CNICF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CNICF vs SCHD

📍 CNICF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNICFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CNICF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNICF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNICF
Annual income on $10K today (after 15% tax)
$91.29/yr
After 10yr DRIP, annual income (after tax)
$85,328.51/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CNICF beats the other by $84,966.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNICF + SCHD for your $10,000?

CNICF: 50%SCHD: 50%
100% SCHD50/50100% CNICF
Portfolio after 10yr
$110.6K
Annual income
$50,406.21/yr
Blended yield
45.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNICF buys
0
SCHD buys
0
No recent congressional trades found for CNICF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNICFSCHD
Forward yield1.07%3.46%
Annual dividend / share$0.03$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR69.9%0%
Portfolio after 10y$192.1K$29.0K
Annual income after 10y$100,386.48$425.95
Total dividends collected$163.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CNICF vs SCHD ($10,000, DRIP)

YearCNICF PortfolioCNICF Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,882$182.47$11,226$346.36$344.00SCHD
2$11,960$315.31$12,572$357.38$612.00SCHD
3$13,347$550.22$14,046$367.84$699.00SCHD
4$15,256$975.01$15,660$377.73$404.00SCHD
5← crossover$18,094$1,769.65$17,425$387.07+$669.00CNICF
6$22,693$3,332.57$19,354$395.86+$3.3KCNICF
7$30,918$6,636.66$21,461$404.13+$9.5KCNICF
8$47,440$14,357.57$23,762$411.89+$23.7KCNICF
9$85,741$34,980.16$26,272$419.15+$59.5KCNICF
10$192,129$100,386.48$29,010$425.95+$163.1KCNICF

CNICF vs SCHD: Complete Analysis 2026

CNICFStock

China International Capital Corporation Limited provides financial services in Mainland China and internationally. The company operates through six segments: Investment Banking; Equities; Fixed Income, Commodities, and Currencies (FICC); Asset Management; Private Equity; and Wealth Management. The Investment Banking segment provides investment banking services, including equity financing, debt, and structured financing and financial advisory services. The Equity segment offers investment research, sales, trading, and products and cross-border services, including institutional trading and capital services, such as primary brokerage, over-the-counter derivatives, capital introduction, and market-making transactions. The FICC segment provides fixed-income products, such as interest rate, credit, and structured products, as well as on overseas exchange and commodities. The Asset Management segment engages in the social security and annuity investment management, institutional entrusted investment management, overseas asset management, retail and mutual fund businesses, etc. The Private Equity segment provides corporate equity funds, fund of funds, dollar funds, real estate funds, infrastructure funds, etc. The Wealth Management segment offers wealth transactional, capital, and product configuration services. The company serves domestic and overseas investors, and corporations and institutional clients, as well as retail clients, families, and corporate clients. China International Capital Corporation Limited was incorporated in 1995 and is headquartered in Beijing, the People's Republic of China.

Full CNICF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.